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130 Lucia Court, Horseshoe Bay, TX, 78657

2beds
3baths
2,136sqft
$699,000
$327price/sqft
$4,741/moest. monthly cost
$189,640/yrincome needed

About This Home

Welcome to 130 Lucia Court! An exquisitely appointed residence set within the distinguished community of Tuscan Village. Every detail has been thoughtfully appointed by its owner, a professional interior designer. The heart of the home opens to soaring vaulted ceilings with rich wooden beams detailing in both the great room and primary bedroom suite. Natural light cascades through an open floor plan that feels both expansive and intimately welcoming. The chef’s kitchen is equipped with premium Bosch appliances, gas cooktop, under cabinet lighting and a gracious island with bar seating. The primary retreat features a delightful bay window enhanced by wide plank white shutters. The luxurious en suite bath includes dual vanities and an oversized walk in closet. A separate study can be used as a third guest bedroom or office. In addition, there is a cozy living space adjacent to the kitchen. An impressively appointed utility room with sink and closet connects to a 2 car garage with a storage. This beautiful home includes over $25,000 of upgrades including custom shutters, woven wood shades, designer hardware and exquisite light fixtures. Tuscan Village (55+ community) offers a carefree lifestyle of leisure and elegance. A beautifully appointed social clubhouse hosts varied social programs as well as a resort style heated pool, fitness center, and pickleball and bocce ball courts. A complete furniture package is available under a separate bill of sale including bedding, art, accessories and kitchenware.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

3/10
6/10
Llano Junior High SchoolGrades 6-822.2 mi
6/10
Llano High SchoolGrades 9-1222.5 mi

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Wood Siding,HardiPlank Type,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Refrigerator,Washer Hookup,Gas Water Heater,Cooktop,Wall Oven,Water Softener

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Breakfast Bar,Pantry,Recessed Lighting,Split Bedroom,Quartz Countertops
  • Flooring: Hard Tile,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: One,Gas Starter
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,136
  • Total interior livable area: 2,136 sqft

Property

Details

  • Parcel number: 078609

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community,In Ground
  • Patio & porch: Covered,Patio
  • Fencing: Wrought Iron,Partial
  • Has view: Yes
  • View description: Hill Country
  • Waterfront features: No

Lot

  • Lot size: 435.60 sqft
  • Features: Landscaped
  • Lot size dimensions: 0 x 0

Parking

  • Total spaces: 2
  • Parking features: 2 Car Attached Garage,Front Entry
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Heat Wave
Wildfire

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$573$6,876
Property Taxes $396$4,752
Electricity $238$2,859
Total$4,741$56,892
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$162,548/yr
40% on housing$142,230/yr
45% on housing$126,426/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$327This listing

vs Other Active Listings

Avg $/sqft

ZIP 78657$486
Llano County$413

vs Homes Sold Last Month

Median $/sqft

ZIP 78657
Llano County$249

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Price change$699,000
2026-03-15Listed for sale$725,000
2025-04-29Sold--
2025-04-07Pending sale$589,900
2024-12-09Listed for sale$589,900

For Sale by Agent

AgentMali Hanna
BrokerageHorseshoe Bay Resort Realty

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