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49 Mill Street, Dexter, ME, 04930

4beds
2baths
2,048sqft
$193,000
$94price/sqft
$1,582/moest. monthly cost
$63,280/yrincome needed

About This Home

Getting Around

48
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
4/10

Construction

Condition

  • Year built: 1920

Materials

  • Roof: Metal
  • Construction materials: Wood Frame,Clapboard

Type & Style

  • Home type: MultiFamily
  • Architectural style: New Englander
  • Property subType: Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Laminate,Vinyl,Wood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,048

Heating & Cooling

  • Heating features: Baseboard,Hot Water,Radiator
  • Cooling features: None

Interior Area

  • Total structure area: 2,048
  • Total interior livable area: 2,048 sqft

Property

Details

  • Zoning: RES

Features

  • Stories: 2

Lot

  • Lot size: 7,405 sqft
  • Features: City Lot,Open Lot

Parking

  • Parking features: Paved,1 - 4 Spaces

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Ice Storm
Lightning
Cold Wave
Hurricane
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $975$11,700
Home Insurance $132$1,584
Property Taxes $178$2,136
Electricity $297$3,572
Total$1,582$18,984

Income You'd Need if You Spent...

35% on housing$54,240/yr
40% on housing$47,460/yr
45% on housing$42,186/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$94This listing

vs Other Active Listings

Avg $/sqft

ZIP 04930$91
Penobscot County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 04930$117
Penobscot County$181

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-08Price change$195,000
2026-01-08Listed for sale$199,000
2026-01-01Listing removed$199,000
2025-08-12Price change$199,000
2025-03-14Price change$219,000
2024-12-30Price change$269,999
2024-12-07Listed for sale$299,000

For Sale by Agent

BrokerageCENTURY 21 Queen City Real Estate

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