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20462 Santa Ana Ave Unit H, Newport Beach, CA, 92660

3beds
3baths
2,458sqft
$2,295,000
$934price/sqft
$13,626/moest. monthly cost
$545,040/yrincome needed

About This Home

Masterfully designed and built, the Back Bay Townhomes are a collection of extraordinary modern-style homes that boasts an array of features. Primary level hosts the open concept living area that si outfitted with gorgeous wood beams and exquisite finishes. Luxurious European flooring is spread through the entirety of of the home. The gourmet kitchen holds marble countertops, vast waterfall style island, custom cabinetry, and best-in-class appliances, including Wolf range, Sub-Zero refrigerator, and more. An elegant primary suite with beautifully designed bathroom and walk-in closet constructs the third level along with the two remaining bedrooms. The uppermost level consists of a bonus room perfect for any use. Two rooftop decks add for an enhanced indoor/ outdoor flow, whilst providing views. Additional highlights include tremendous location, two car garage, main level area perfect for home office, stylish hardware throughout, and many more. Completely brand new, this home allows for the comfortable lifestyle of Newport Beach, al while boasting the dazzling aesthetics of modern architecture.

Getting Around

70
WalkingVery Walkable
38
TransitSome Transit
70
BikeVery Bikeable

Schools

8/10
9/10

Construction

Condition

  • Year built: 2024

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Laundry features: Inside

Bathroom

  • Features: Bathtub

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1

Features

  • Balcony,Loft,Primary Suite,Walk-In Closet(s)
  • Fireplace features: None
  • Common walls with other units/homes: 1 Common Wall

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,458 sqft

Master Bedroom

  • Features: Primary Suite

Other

  • Features: Walk-In Closet(s)

Property

Details

  • Parcel number: 93680072
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Stories: 3
  • Entry location: Front Door
  • Pool features: None

Lot

  • Lot size: 2,458 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Orange County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Snowstorm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,604$139,248
Home Insurance *$271$3,252
Property Taxes $1,224$14,688
Electricity $527$6,325
Total$13,626$163,512
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$467,177/yr
40% on housing$408,780/yr
45% on housing$363,360/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$934This listing

vs Other Active Listings

Avg $/sqft

ZIP 92660$1,484
Orange County$768

vs Homes Sold Last Month

Median $/sqft

ZIP 92660$1,348
Orange County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-18Listed for sale$2,295,000
2025-02-21Pending sale$2,295,000
2024-12-10Listed for sale$2,295,000

For Sale by Agent

AgentDylan Lin
BrokerageLatitude 33 Real Estate

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