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100/102 Howard Ln, Oak Ridge, TN, 37830

12beds
6baths
1,225sqft
$280,000
$229price/sqft
$1,841/moest. monthly cost
$73,640/yrincome needed

About This Home

Turn-key investment opportunity in the heart of Oak Ridge! This fully occupied duplex is a proven income producer, featuring two spacious 2-bedroom, 1-bathroom units. Each side is equipped with individual laundry hookups and sits on a generous lot offering ample outdoor space for tenants. With a combined monthly rental income of $1,325 and a history of consistent occupancy, this property is a 'set-and-forget' addition to any portfolio.

Getting Around

46
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

6/10
9/10
Oak Ridge High SchoolGrades 9-120.4 mi
9/10

Construction

Condition

  • Year built: 1943

Materials

  • Roof: Other
  • Construction materials: Frame,Vinyl Siding,Other,Brick

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Laundry features: Washer Hookup,Electric Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 12
  • Bathrooms: 6

Features

  • Flooring: Carpet,Wood,Laminate,Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,225
  • Total interior livable area: 1,225 sqft

Property

Details

  • Parcel number: 099F B 01800 000
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: Three Or More

Lot

  • Lot size: 9,583 sqft
  • Lot size dimensions: 9,583sqft

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Winter Weather
Earthquake
Hail
Ice Storm
Strong Wind

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,415$16,980
Home Insurance $116$1,392
Property Taxes $135$1,620
Electricity $175$2,103
Total$1,841$22,092

Income You'd Need if You Spent...

35% on housing$63,120/yr
40% on housing$55,230/yr
45% on housing$49,093/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -6.2%
-6.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$229This listing

vs Other Active Listings

Avg $/sqft

ZIP 37830$167
Anderson County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 37830$188
Anderson County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-16Price change$280,000
2026-02-10Price change$284,000
2026-01-27Price change$289,000
2026-01-14Price change$294,000
2026-01-07Price change$297,000
2025-10-07Listed for sale$299,000
2025-06-12Listing removed$323,000
2025-01-22Price change$323,000
2024-12-10Listed for sale$325,000

For Sale by Agent

AgentCarl Young
BrokerageYoung Marketing Group, Realty Executives

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