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401 S 2nd St, Stilwell, OK, 74960

--beds
--baths
--sqft
$174,900
--price/sqft
$1,269/moest. monthly cost
$50,760/yrincome needed

About This Home

This is a single family home. This home is located at 401 S 2nd St, Stilwell, OK 74960.

Getting Around

57
WalkingSomewhat Walkable
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

5/10
Stilwell Middle SchoolGrades 5-80.4 mi
4/10
Stilwell High SchoolGrades 9-121.0 mi
4/10

Construction

Type & Style

  • Home type: SingleFamily

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Heat Wave
Ice Storm
Tornado
Inland Flooding
Lightning
Strong Wind
Wildfire
Winter Weather
Cold Wave
Hail

FEMA Declared Disasters in Adair County and Oklahoma

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance $167$2,004
Property Taxes $74$888
Electricity $144$1,732
Total$1,269$15,228

Income You'd Need if You Spent...

35% on housing$43,508/yr
40% on housing$38,070/yr
45% on housing$33,840/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 74960$136
Adair County$130

vs Homes Sold Last Month

Median $/sqft

ZIP 74960
Adair County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-18Price change$255,000
2026-01-27Price change$265,000
2025-09-30Listed for sale$275,000
2025-09-09Listing removed$275,000
2025-08-05Listed for sale$275,000
2025-07-23Listing removed$275,000
2025-06-30Price change$275,000
2025-06-05Listed for sale$285,000
2025-05-23Listing removed$285,000
2025-05-12Price change$285,000
2025-04-01Listed for sale$298,000
2025-03-01Listing removed$300,000
2024-12-10Listed for sale$300,000

For Sale by Agent

AgentCarol Berry
BrokerageColdwell Banker Select

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