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818 Estate Cir, Copperas Cove, TX, 76522

4beds
3baths
2,886sqft
$542,000
$188price/sqft
$4,006/moest. monthly cost
$160,240/yrincome needed

About This Home

NO city taxes or HOA. Seller will contribute $12,000 for buyers closing costs. Welcome to your spacious sanctuary! This beautifully designed 4-bedroom, 3-bathroom home boasts 2,886 square feet of comfortable living space, nestled on .77 acres of tranquil land—free from city taxes! Enjoy a seamless flow between the living, dining, and kitchen areas, perfect for entertaining and family gatherings. Step into a bright and airy living room with large windows that fill the space with natural light. The centerpiece of the living room, the stone fireplace adds warmth and charm, making it an ideal spot to unwind. The kitchen has sleek granite countertops, a convenient breakfast bar, and a high-end cooktop, this kitchen is perfect for culinary enthusiasts. The spacious master bedroom offers direct access to the patio, allowing you to enjoy morning coffee or evening sunsets in your own private oasis. The ensuite bathroom provides a tranquil escape. Experience the beauty of upgraded light fixtures and stylish tile in the main areas, complemented by cozy carpet in the bedrooms. The soaring ceilings enhance the feeling of space and light, making the home feel even more inviting. The expansive outdoor space is perfect for gardening, recreation, or simply enjoying the serene surroundings.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

7/10
5/10
5/10
Copperas Cove High SchoolGrades 9-125.2 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Composition,Shingle
  • Construction materials: Brick,Stone Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Disposal,Water Heater,Some Electric Appliances,Cooktop,Microwave
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Laundry in Utility Room,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),Double Vanity,Garden Tub/Roman Tub,Pull Down Attic Stairs,Recessed Lighting,Split Bedrooms,Separate Shower,Tub Shower,Walk-In Closet(s),Breakfast Bar,Granite Counters,Kitchen/Family Room Combo,Pantry,Pot Filler,Walk-In Pantry
  • Flooring: Carpet,Ceramic Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,886 sqft

Property

Details

  • Parcel number: 154360
  • Special condition: Builder Owned

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Patio,Porch
  • Exterior features: Covered Patio,Porch
  • Fencing: None
  • Has view: Yes
  • View description: None
  • Waterbody name: None

Lot

  • Lot size: 0.78 Acres

Parking

  • Total spaces: 3
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Winter Weather
Hail
Heat Wave
Inland Flooding
Strong Wind
Wildfire

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,740$32,880
Home Insurance *$435$5,220
Property Taxes $515$6,180
Electricity $316$3,802
Total$4,006$48,072
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$137,348/yr
40% on housing$120,180/yr
45% on housing$106,826/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$188This listing

vs Other Active Listings

Avg $/sqft

ZIP 76522$123
Coryell County$183

vs Homes Sold Last Month

Median $/sqft

ZIP 76522$144
Coryell County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$541,000
2026-06-02Price change$542,000
2026-04-13Price change$544,000
2025-12-18Listed for sale$545,000

New Construction

AgentJack Smith
BrokerageDonlie McMullin Realty

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