1601 Mill St, Gatesville, TX, 76528
About This Home
Affordable new construction opportunity! This charming 2-bedroom, 2-bath home is currently under construction and ready to welcome its first owner. Designed with comfort and functionality in mind, the home features an open-concept living, kitchen, and dining area that creates an inviting space for everyday living and entertaining. The split bedroom floor plan provides added privacy, while the primary suite offers a spacious closet and well appointed bath. Home is scheduled for completion early June.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Under Construction
- New construction: Yes
- Year built: 2026
Materials
- Foundation: Slab
- Roof: Composition,Shingle
- Construction materials: HardiPlank Type
Other
- Builder name: Zur Homes
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Range,Water Heater,Range
- Laundry features: Laundry Room
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Ceiling Fan(s),Double Vanity,Kitchen/Dining Combo,Pull Down Attic Stairs,Split Bedrooms,Walk-In Closet(s),Granite Counters,Kitchen Island
- Flooring: Vinyl
- Fireplace features: None
- Attic: Pull Down Stairs
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Electric,1 Unit
Interior Area
- Total interior livable area: 1,050 sqft
Property
Details
- Parcel number: 156014
- Special condition: Builder Owned
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Covered,Porch
- Exterior features: Porch
- Fencing: Back Yard,Privacy
- Has view: Yes
- View description: None
- Waterbody name: None
Lot
- Lot size: 6,969 sqft
Parking
- Total spaces: 1
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Tornado
- Cold Wave
- Hail
- Winter Weather
- Heat Wave
- Inland Flooding
- Strong Wind
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,051 | $12,612 |
| Home Insurance * | $197 | $2,364 |
| Property Taxes | $313 | $3,756 |
| Electricity | $238 | $2,859 |
| Total | $1,799 | $21,588 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-11 | Price change | $208,000 |
| 2026-03-09 | Listed for sale | $198,500 |
View on Zillow