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1413 Lindsey Dr, Copperas Cove, TX, 76522

4beds
2baths
1,579sqft
$277,615
$176price/sqft
$2,321/moest. monthly cost
$92,840/yrincome needed

About This Home

BUILDER OFFERING 3.99% START RATE ON VA/FHA LOANS THROUGH OUR PREFFERED LENDER!!Great looking 4/2/2 home in Freedom Ranch. Only a two miles from Loop 9 which leads to IH 14. The home has rustic stained concrete flooring throughout, rounded corners and energy efficient tilt sash windows. The kitchen has custom CUSTOM KNOTTY ALDER CABINETS, GRANITE KITCHEN COUNTER TOPS, stainless steel appliances (glass top range, dishwasher and a microwave/vent hood) Master bath has a double sink vanity, garden tub and a separate shower with cultured marble surround. Homes comes with SPRINKLER SYSTEM, FULL YARD SOD AND A PRIVACY FENCE. YOU MAY WANT TO USE YOUR OWN LENDER, IF SO BUILDER IS OFFERING $16,000 FOR BUYER CONCESSIONS!!(Concessions can be used for closing cost, interest rate buydown or amendities. Must get lender approval for use of concessions.) OUR NEW SMART HOME features controlloing doorbell camera, garage door opener, thermostat and some lights all by using your cellular device!!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

7/10
5/10
5/10
Copperas Cove High SchoolGrades 9-121.6 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Composition,Shingle
  • Construction materials: Brick Veneer,HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: None
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Disposal,Microwave,Plumbed For Ice Maker,Range Hood,Some Electric Appliances,Range
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Laundry Room

Bedroom

  • Level: Main
  • Dimensions: 10.8 X 10

Bedroom

  • Level: Main
  • Dimensions: 10.8 X 10

Bedroom

  • Level: Main
  • Dimensions: 11.10 X 10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Dimensions: 10.10 X 10

Features

  • Built-in Features,Ceiling Fan(s),Carbon Monoxide Detector,Double Vanity,Open Floorplan,Pull Down Attic Stairs,Walk-In Closet(s),Custom Cabinets,Granite Counters,Kitchen/Family Room Combo,Kitchen/Dining Combo
  • Flooring: Concrete
  • Fireplace features: None
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric,1 Unit

Interior Area

  • Total interior livable area: 1,579 sqft

Kitchen

  • Level: Main
  • Dimensions: 12 X 10

Living Room

  • Level: Main
  • Dimensions: 17 X 16

Master Bedroom

  • Level: Main
  • Dimensions: 14.4 X 12.8

Property

Details

  • Parcel number: 156862
  • Special condition: Builder Owned

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Patio,Porch
  • Exterior features: Covered Patio,Porch
  • Fencing: Wood
  • Has view: Yes
  • View description: None
  • Waterbody name: None
  • Topography of land: Sloping

Lot

  • Lot size: 6,011 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Winter Weather
Hail
Heat Wave
Inland Flooding
Strong Wind
Wildfire

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,403$16,836
Home Insurance *$222$2,664
Property Taxes $458$5,496
Electricity $238$2,859
Total$2,321$27,852
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,577/yr
40% on housing$69,630/yr
45% on housing$61,893/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$176This listing

vs Other Active Listings

Avg $/sqft

ZIP 76522$123
Coryell County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 76522$144
Coryell County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Listed for sale$277,615

New Construction

AgentRonald Bo Holloman
BrokerageHallmark Real Estate Services

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