109 Oleary Cir, Summerville, SC, 29483
About This Home
** 4.99% ASSUMABLE VA LOAN** This is a beautiful primary bedroom downstairs & upstairs home on a stunning pond homesite. This amazing home features 4 bedrooms and 3.5 bathrooms and a private guest suite. Six Oaks is a gorgeous neighborhood surrounded by Oak trees with resort style amenities. Located in the highly sought after DD2 school district just 4 miles to downtown Summerville. About a mile from Publix as well as numerous restaurants. Summerville High School is just a 3 minute drive. Enjoy spending time with family and friends at the pool with cabana, playground, amphitheater, walking trails, etc. Life in Six Oaks is made to be easy and peaceful. Sit on the front porch and enjoy a picturesque serene backdrop. Don't miss out on this amazing opportunity!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2025
Materials
- Foundation: Slab
- Roof: Architectural
- Construction materials: Stone Veneer,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Craftsman
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: Laundry Room
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Features
- Ceiling - Smooth,High Ceilings,Walk-In Closet(s),Eat-in Kitchen,In-Law Floorplan,Pantry
- Flooring: Carpet,Luxury Vinyl
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 2,652
- Total interior livable area: 2,652 sqft
Property
Details
- Special condition: 10 Yr Warranty
Features
- Levels: Two
- Stories: 2
- Patio & porch: Patio
- Fencing: Privacy,Wood
- Waterfront features: Pond
Lot
- Lot size: 5,227 sqft
- Features: 0 - .5 Acre
Parking
- Total spaces: 2
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Hurricane
- Ice Storm
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Dorchester County and South Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,472 | $29,664 |
| Home Insurance * | $267 | $3,204 |
| Property Taxes | $244 | $2,928 |
| Electricity | $255 | $3,060 |
| Total | $3,238 | $38,856 |
Income You'd Need if You Spent...
South Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-02 | Price change | $489,000 |
| 2026-07-07 | Price change | $496,500 |
| 2026-06-22 | Listed for sale | $500,000 |
| 2025-04-18 | Sold | $460,620 |
| 2025-03-18 | Pending sale | $464,000 |
| 2025-03-15 | Listed for sale | $464,000 |
| 2025-02-17 | Pending sale | $464,000 |
| 2025-02-03 | Price change | $464,000 |
| 2025-01-31 | Price change | $462,530 |
| 2025-01-03 | Price change | $464,000 |
| 2024-12-11 | Listed for sale | $489,719 |
For Sale by Agent
View on Zillow