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3980 Diamond Hill Rd Trailer 4, Cumberland, RI, 02864

1beds
1baths
600sqft
$124,999
$208price/sqft
$1,199/moest. monthly cost
$47,960/yrincome needed

About This Home

Conveniently located on Diamond Hill Rd., offering easy access to major routes, shopping, and everyday essentials. Affordable homeownership opportunity in Cumberland with lower monthly costs than many traditional homes. Functional layout with comfortable living space, ideal for downsizing or first-time buyers. Situated in a quiet, established community with a neighborhood feel. Close proximity to local parks, dining, and amenities while still maintaining a peaceful residential setting.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

10/10
Community SchoolGrades K-51.5 mi
8/10
9/10
Cumberland High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 2023

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Laminate
  • Finished area above ground: 0

Heating

  • Heating features: Gas,Forced Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 600 sqft

Property

Details

  • Parcel number: CUMBM042B0261L004
  • Lease amount: 0

Features

  • Stories: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $632$7,584
Home Insurance *$47$564
Property Taxes $131$1,572
Electricity $389$4,675
Total$1,199$14,388
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,108/yr
40% on housing$35,970/yr
45% on housing$31,973/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$208This listing

vs Other Active Listings

Avg $/sqft

ZIP 02864$260
Providence County$248

vs Homes Sold Last Month

Median $/sqft

ZIP 02864$269
Providence County$271

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-07Listed for sale$124,999

For Sale by Agent

AgentRachel Sanville, Your Home Sold Guaranteed Realty, The Nathan Clark Team, Dariel Martinez
BrokerageYour Home Sold Guaranteed Realty, The Nathan Clark Team

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