See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

2228 W Market St, Cheraw, SC, 29520

5beds
3baths
3,079sqft
$299,900
$97price/sqft
$2,079/moest. monthly cost
$83,160/yrincome needed

About This Home

Nestled in the heart of historic Cheraw, SC, this unique property offers two charming properties, presenting a truly exceptional opportunity. The main residence, a delightful 3-bedroom, 2-bathroom home, has been thoughtfully updated with modern comforts while retaining its classic appeal. The kitchen and bathrooms have been tastefully renovated. This inviting space provides a comfortable and spacious layout perfect for families or individuals. Beyond the main house the second dwelling, a 2-bed & 1-bath guest house, exudes Southern charm. The guest house offers a unique opportunity to embrace the true essence of Southern hospitality. Together, these two homes on a single lot create a truly special offering. Imagine enjoying the spaciousness and updates of the main house, while also having a separate, charming retreat for guests or family. The combined properties provide flexibility and potential that is rarely found. Don't miss this rare opportunity to own a piece of Cheraw's charm.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

4/10
4/10
Long Middle SchoolGrades 6-81.4 mi
2/10
Cheraw High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Slab
  • Construction materials: Brick Partial

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher
  • Laundry features: In Unit

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: 2nd Living Quarters

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: 2nd Living Quarters

Bedroom S

  • Level: 2nd Living Quarters

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 3

Features

  • Open Floorplan,Walk-In Closet(s),Walk-In Pantry,Total Primary Heated Living Area: 2122
  • Fireplace features: Family Room,Living Room
  • Finished area below ground: 0
  • Finished area above ground: 2,122

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 2,122
  • Total interior livable area: 3,079 sqft

Kitchen

  • Level: Main

Kitchen

  • Level: 2nd Living Quarters

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 259000000027
  • Zoning: RES-NEC
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 1.20 Acres
  • Features: Private,Wooded

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Cold Wave
Hail
Hurricane
Ice Storm
Winter Weather

FEMA Declared Disasters in Chesterfield County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$165$1,980
Property Taxes $102$1,224
Electricity $296$3,552
Total$2,079$24,948
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,280/yr
40% on housing$62,370/yr
45% on housing$55,440/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$97This listing

vs Other Active Listings

Avg $/sqft

ZIP 29520$99
Chesterfield County$116

vs Homes Sold Last Month

Median $/sqft

ZIP 29520
Chesterfield County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-11Price change$315,000
2026-05-06Price change$335,000
2026-03-12Price change$325,000
2026-01-27Listed for sale$335,000
2025-05-02Listing removed$375,000
2025-03-03Price change$375,000
2025-01-30Listed for sale$400,000

For Sale by Agent

AgentJosh Finigan
BrokerageEXP Realty LLC Ballantyne

Similar Homes