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14876 SW 132nd Ave, Miami, FL, 33186

3beds
2baths
2,415sqft
$749,999
$311price/sqft
$5,761/moest. monthly cost
$230,440/yrincome needed

About This Home

Welcome to this spacious 3-bedroom, 2-bathroom waterfront (lakeside) home located in the prestigious 24-hour guard-gated community of Three Lakes in West Kendall. This 2-story residence offers 2,415 sq ft of living space on a 6,423 sq ft lot with breathtaking lake views and your own private pool — the perfect backdrop for South Florida outdoor living. The open floor plan offers great bones and an excellent opportunity for a buyer looking to personalize and add their own touch. Three Lakes is one of Miami-Dade's most sought-after lake communities, offering resort-style amenities including access to a 300-acre crystal-clear freshwater lake for boating and jet skiing (up to 22 ft), community pool, clubhouse, tennis courts, volleyball, racquetball, fitness center, boat ramp, and gated boat/RV storage. Minutes from Zoo Miami, top-rated schools, major expressways, shopping, and dining. Priced to reflect condition — this is a rare opportunity to own a waterfront pool home in one of Kendall's most desirable gated communities. Schedule your showing today!

Getting Around

35
WalkingCar-Dependent
30
TransitSome Transit
46
BikeSomewhat Bikeable

Schools

9/10
4/10
3/10

Construction

Condition

  • Year built: 1993

Materials

  • Roof: Barrel Roof
  • Construction materials: Concrete Block Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Window features: Hurricane Shutters
  • Flooring: Carpet,Other,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,965
  • Total interior livable area: 2,415 sqft

Property

Details

  • Parcel number: 3059230050450
  • Zoning: 0101

Features

  • Stories: 2
  • Entry location: First Floor Entry
  • Private pool: Yes
  • Pool features: In Ground
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: WF/Pool/No Ocean Access,Lake,Lake Privileges
  • Frontage length: 50

Lot

  • Lot size: 6,424 sqft
  • Features: Less Than 1/4 Acre Lot

Parking

  • Total spaces: 2
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Heat Wave
Tsunami

FEMA Declared Disasters in Miami-Dade County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,792$45,504
Home Insurance *$604$7,248
Property Taxes $1,122$13,464
Electricity $243$2,916
Total$5,761$69,132
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$197,520/yr
40% on housing$172,830/yr
45% on housing$153,626/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$311This listing

vs Other Active Listings

Avg $/sqft

ZIP 33186$280
Miami-Dade County$639

vs Homes Sold Last Month

Median $/sqft

ZIP 33186$355
Miami-Dade County$404

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Price change$749,999
2026-05-22Listed for sale$849,000
1993-04-01Sold$223,800

For Sale by Agent

AgentNorma Suarez
BrokerageFlorida Realty of Miami Corp

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