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12242 SW 148th Ter, Miami, FL, 33186

3beds
3baths
1,611sqft
$475,000
$295price/sqft
$3,622/moest. monthly cost
$144,880/yrincome needed

About This Home

Welcome to this warm and inviting two-story Single Family Home in Deerwood Villas, featuring a comfortable 1,611-square-foot floor plan. The interior centers around an updated kitchen equipped with sleek stainless steel appliances, making everyday meals and entertaining an absolute pleasure. All three bedrooms are situated on the second level for privacy, complemented by two full bathrooms and a convenient main-floor half bath. Recent improvements feature a brand-new roof along with a fully renovated upper guest bathroom. Set in a prime southwest Miami neighborhood, this home offers easy access to the Florida Turnpike, nearby green spaces like Deerwood Bonita Lakes Park, Zoo Miami, and popular shopping venues such as London Square and The Falls.

Getting Around

40
WalkingCar-Dependent
30
TransitSome Transit
52
BikeBikeable

Schools

Construction

Condition

  • Year built: 2000

Materials

  • Roof: Other
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Other,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Other
  • Window features: Hurricane Shutters
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,746
  • Total interior livable area: 1,611 sqft

Property

Details

  • Parcel number: 3059240180910
  • Zoning: 3700
  • Other equipment: Other

Features

  • Stories: 2
  • Pool features: Community
  • Exterior features: Other
  • Has view: Yes
  • View description: Other
  • On waterfront: Yes
  • Waterfront features: WF/No Ocean Access,Lake,Pond
  • Frontage length: 0

Lot

  • Lot size: 1,243 sqft
  • Features: Less Than 1/4 Acre Lot

Parking

  • Parking features: Guest,Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters in Miami-Dade County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$383$4,596
Property Taxes $641$7,692
Electricity $197$2,366
Total$3,622$43,464
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$124,182/yr
40% on housing$108,660/yr
45% on housing$96,586/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$295This listing

vs Other Active Listings

Avg $/sqft

ZIP 33186$281
Miami-Dade County$639

vs Homes Sold Last Month

Median $/sqft

ZIP 33186$355
Miami-Dade County$404

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Listed for sale$475,000
2004-07-02Sold$170,000
2000-06-27Sold$101,000

For Sale by Agent

AgentCecilia Cordova
BrokerageRedfin Corporation

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