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1616 Spruce St, Farmington, MN, 55024

4beds
3baths
2,770sqft
$589,900
$213price/sqft
$4,205/moest. monthly cost
$168,200/yrincome needed

About This Home

Welcome to the Aspen Rambler Plan, by Eternity Homes showcases their innovative new Smart Build design. This beautifully designed home offers the ease of main-floor living and a spacious, open-concept layout. This 4 bedroom, 3 bathroom home features a large gourmet kitchen with granite countertops, stainless steel appliances, a center island with breakfast bar, and a convenient pantry. The informal dining area opens to a future deck, perfect for relaxing or entertaining. The cozy family room features an electric fireplace that adds warmth and charm. You’ll also find a main-floor laundry and mudroom for added convenience. The private primary suite offers a luxurious retreat with an oversized walk-in closet and a spa-inspired bath featuring a double-bowl vanity. One additional bedroom and full bath complete the main level. The lower level offers even more space with two additional bedrooms, bathroom, and a large family room, ideal for guests or movie nights. Nestled in Farmington’s sought-after Sapphire Lakes community, you’ll enjoy scenic views, nearby walking trails, parks, and top-rated schools, all just minutes from shopping, dining, and easy access to the Twin Cities. Looking for something different or hoping to skip the construction wait? Explore our move-in ready homes, or choose your ideal homesite and floor plan to let Eternity Homes build the custom home of your dreams!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

6/10
4/10
5/10
Farmington High SchoolGrades 9-124.2 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Age 8 Years or Less,Asphalt
  • Construction materials: Concrete,Frame

Other

  • Builder name: ETERNITY HOMES LLC

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Dishwasher,Disposal,Humidifier,Microwave,Oil Water Heater,Range,Refrigerator
  • Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Sink

Basement

  • Has basement: Yes
  • Basement: Drain Tiled,Concrete,Sump Basket

Bathroom

  • Level: Main
  • Area: 80
  • Dimensions: 8x10

Bathroom

  • Level: Main
  • Area: 60
  • Dimensions: 6x10

Bathroom

  • Level: Lower
  • Area: 72
  • Dimensions: 6x12

Bedroom

  • Level: Main
  • Area: 168
  • Dimensions: 14x12

Bedroom2

  • Level: Main
  • Area: 120
  • Dimensions: 10x12

Bedroom3

  • Level: Lower
  • Area: 180
  • Dimensions: 12x15

Bedroom4

  • Level: Lower
  • Area: 154
  • Dimensions: 11x14

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 2

Dining Room

  • Level: Main
  • Area: 132
  • Dimensions: 11x12

Family Room

  • Level: Lower
  • Area: 560
  • Dimensions: 20x28

Features

  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes
  • Finished area below ground: 1,041
  • Finished area above ground: 1,385

Foyer

  • Level: Main
  • Area: 42
  • Dimensions: 6x7

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,770
  • Total interior livable area: 2,770 sqft

Kitchen

  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Laundry

  • Level: Main
  • Area: 100
  • Dimensions: 10x10

Living Room

  • Level: Main
  • Area: 196
  • Dimensions: 14x14

Porch

  • Level: Main
  • Area: 108
  • Dimensions: 6x18

Utility Room

  • Level: Lower
  • Area: 192
  • Dimensions: 12x16

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 146520204070
  • Zoning description: Residential-Single Family
  • Foundation area: 1385

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Front Porch

Lot

  • Lot size: 9,713 sqft
  • Lot size dimensions: 72 x 122 x 89 x 121

Parking

  • Total spaces: 3
  • Parking features: Attached,Asphalt,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Lightning
Winter Weather

FEMA Declared Disasters in Dakota County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,982$35,784
Home Insurance *$318$3,816
Property Taxes $672$8,064
Electricity $233$2,803
Total$4,205$50,460
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$144,171/yr
40% on housing$126,150/yr
45% on housing$112,133/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$213This listing

vs Other Active Listings

Avg $/sqft

ZIP 55024$185
Dakota County$172

vs Homes Sold Last Month

Median $/sqft

ZIP 55024$198
Dakota County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-27Listed for sale$589,900
2025-03-20Listing removed$615,900
2024-12-12Listed for sale$615,900

New Construction

AgentAndrew C. Prasky
BrokerageRE/MAX Advantage Plus

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