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7 South Street, Sea Bright, NJ, 07760

5beds
4baths
2,400sqft
$2,150,000
$896price/sqft
$14,564/moest. monthly cost
$582,560/yrincome needed

About This Home

Only 2 residences left for sale in the enclave of homes in The Schoolhouse. Welcome to this beautiful home offering the kind of luxury that epitomizes modern elegance and convenience. Situated in a prime location, this meticulously designed home offers unparalleled amenities and high-end finishes throughout. A state-of-the-art 4-stop elevator provides effortless access from the ground floor to the penthouse level. The home boasts 4-5 bedrooms and 4 baths, providing ample space for family and guests. The gourmet kitchen features quartz countertops, high-end appliances, and custom cabinetry. On the penthouse level, complete with a full bath, you can enjoy wonderful views and outdoor entertaining on the rooftop deck. With 10-foot ceilings, 2-zone HVAC, hardwood floors, and many more amenities, this home offers a lifestyle with every modern convenience.

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
52
BikeBikeable

Schools

7/10
4/10
6/10

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Timberline

Type & Style

  • Home type: SingleFamily
  • Architectural style: Custom
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Balcony,Ceilings - 9Ft+ 1st Flr,Ceilings - 9Ft+ 2nd Flr,Elevator,Wet Bar,Recessed Lighting
  • Window features: Storm Window(s)
  • Attic: Attic

Heating & Cooling

  • Heating features: Natural Gas,Forced Air,2 Zoned Heat
  • Cooling features: Central Air,2 Zoned AC

Interior Area

  • Total structure area: 2,400
  • Total interior livable area: 2,400 sqft

Property

Details

  • Parcel number: 1428
  • Zoning description: Residential

Features

  • Stories: 4
  • Exterior features: Balcony,Outdoor Shower
  • Has view: Yes
  • View description: River
  • Has water view: Yes
  • Water view: River

Parking

  • Total spaces: 2
  • Parking features: Paver Block,Covered,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Strong Wind
    Strong WindVery High
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Strong Wind
Heat Wave
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,871$130,452
Home Insurance *$688$8,256
Property Taxes $2,741$32,892
Electricity $264$3,174
Total$14,564$174,768
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$499,337/yr
40% on housing$436,920/yr
45% on housing$388,373/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$896This listing

vs Other Active Listings

Avg $/sqft

ZIP 07760$694
Monmouth County$424

vs Homes Sold Last Month

Median $/sqft

ZIP 07760$677
Monmouth County$384

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-21Listed for sale$2,150,000

New Construction

AgentLouis Raffetto
BrokerageBurke&Manna Real Estate Agency

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