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2002 Belle Mont Farm Ave, Monroe, NC, 28110

3beds
4baths
2,826sqft
$735,000
$260price/sqft
$4,477/moest. monthly cost
$179,080/yrincome needed

About This Home

Enjoy this move-in ready home with no rear neighbors! This stunning Charlotte area home offers privacy, style and comfort in the highly desirable 55+ Cresswind Wesley Chapel community. Step inside to discover a thoughtfully designed layout adorned with high ceilings and premium upgrades including new hardwood floors downstairs and custom designed paver patio. Professionally landscaped and fenced backyard. The kitchen is a true standout featuring quartz counters, gas cook top, premium backsplash, walk-in pantry, custom pull out cabinet drawers and stainless steel appliances. The large island with bar seating makes it perfect for entertaining, while the open-concept design flows seamlessly into the living and dining areas. Enjoy the tranquility that the gas fireplace in the great room has to offer. The upper level bonus room complete with full bath and multiple closets creates that additional perfect storage space every homeowner longs for! Enjoy quiet mornings or evening gatherings on the peaceful lanai patio overlooking your very own tree lined view. With resort-style amenities including clubhouse, pool, pickleball, tennis, social clubs, scenic walking trails, high speed internet and lawn care this gem provides a true blend of balanced luxury, exceptional lifestyle and carefree resort-style living. Welcome home to 2002 Belle Mont Farm!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

10/10
10/10
Weddington Middle SchoolGrades 6-83.6 mi
8/10
Weddington High SchoolGrades 9-123.7 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Slab
  • Construction materials: Brick Partial,Hardboard Siding

Other

  • Builder model: Madison
  • Builder name: Kolter

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Disposal,Gas Cooktop,Microwave
  • Laundry features: Inside,Laundry Room,Main Level

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bedrooms: 3

Bonus Room

  • Level: Upper

Features

  • Flooring: Carpet,Wood
  • Fireplace features: Gas,Great Room
  • Finished area below ground: 0
  • Finished area above ground: 2,826

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Central,Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 2,826
  • Total interior livable area: 2,826 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Office

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 06027212
  • Zoning: RA-40
  • Special condition: Standard
  • Exclusions: Great room,upper bonus room and primary bedroom drapes excluded. Laundry room freezer excluded. Washer,dryer,kitchen and garage refrigerators negotiable.

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: Community
  • Exterior features: Lawn Maintenance
  • Spa features: Community

Lot

  • Lot size: 0.15 Acres
  • Features: Wooded

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage Faces Front,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tornado
Cold Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Union County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,716$44,592
Home Insurance *$241$2,892
Property Taxes $257$3,084
Electricity $263$3,158
Total$4,477$53,724
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$153,497/yr
40% on housing$134,310/yr
45% on housing$119,386/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$260This listing

vs Other Active Listings

Avg $/sqft

ZIP 28110$189
Union County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 28110$200
Union County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Listed for sale$741,000
2023-06-01Sold$641,500

For Sale by Agent

AgentMitchell Jones
BrokerageColdwell Banker Realty

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