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1062 Millview Ln, Matthews, NC, 28104

2beds
2baths
1,528sqft
$489,950
$321price/sqft
$2,971/moest. monthly cost
$118,840/yrincome needed

About This Home

Enjoy easy, low-maintenance living in this amenity-rich 55+ community featuring a clubhouse, pool, and tennis court. This well-maintained 2-bedroom, 2-bath home offers a bright year-round addition with a portable air conditioner, creating the perfect space for relaxing, entertaining, crafting, or simply enjoying your morning coffee. The versatile second bedroom features a built-in Murphy bed, making it easy to welcome overnight guests while allowing the room to serve as a home office, hobby room, or flex space when not in use. Additional conveniences include an electric vehicle charging station in the garage and an ideal location just minutes from Mint Hill, Indian Trail, Emerald Lake Golf Club, I-485, shopping, dining, and everyday essentials. To make this opportunity even more attractive, the seller is offering a $5,000 buyer credit that can be used toward closing costs or an interest rate buy-down, subject to lender guidelines.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

9/10
9/10
7/10
Porter Ridge High SchoolGrades 9-124.9 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Slab
  • Construction materials: Fiber Cement

Other

  • Builder model: Palazzo
  • Builder name: Epcon

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Range
  • Laundry features: Electric Dryer Hookup,Utility Room,Laundry Room,Main Level

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Dining Area

  • Level: Main

Features

  • Open Floorplan,Pantry
  • Window features: Window Treatments
  • Flooring: Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,528

Heating & Cooling

  • Heating features: Central,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,528
  • Total interior livable area: 1,528 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Sunroom

  • Level: Main

Property

Details

  • Parcel number: 08321217
  • Zoning: res
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Patio & porch: Covered,Enclosed,Patio
  • Exterior features: Lawn Maintenance
  • Fencing: Back Yard

Lot

  • Lot size: 0.15 Acres
  • Features: Cleared,Level

Parking

  • Total spaces: 4
  • Parking features: Driveway,Electric Vehicle Charging Station(s),Attached Garage,Garage Faces Front,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Tornado
Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Union County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,477$29,724
Home Insurance *$133$1,596
Property Taxes $161$1,932
Electricity $200$2,405
Total$2,971$35,652
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,862/yr
40% on housing$89,130/yr
45% on housing$79,226/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$321This listing

vs Other Active Listings

Avg $/sqft

ZIP 28104$244
Union County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 28104$236
Union County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-08Price change$489,950
2026-05-29Listed for sale$494,950
2022-02-25Sold$381,500

For Sale by Agent

AgentTerri Baloga
BrokerageUnited Real Estate-Queen City

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