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25 Cedar Street #C, Toms River, NJ, 08757

1beds
1baths
920sqft
$69,500
$76price/sqft
$650/moest. monthly cost
$26,000/yrincome needed

About This Home

Beautifully maintained 920 sq. ft. quad model featuring freshly painted walls, spotless interior, and newly refinished hardwood floors throughout. This bright and inviting home also offers newer windows that bring in plenty of natural light. Enjoy additional living space in the heated sun porch, perfect for relaxing year-round. A charming, low-maintenance home ready for its next owner.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

5/10
3/10
3/10
Manchester High SchoolGrades 9-123.8 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Adult Community

Interior

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Wood
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: None

Interior Area

  • Total structure area: 920
  • Total interior livable area: 920 sqft

Property

Details

  • Parcel number: 0000000000000
  • Zoning description: Residential
  • Exclusions: Personal Items

Features

  • Stories: 1

Parking

  • Total spaces: 1
  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Hurricane
Heat Wave
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $351$4,212
Home Insurance *$24$288
Property Taxes $82$984
Electricity $193$2,318
Total$650$7,800
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$22,285/yr
40% on housing$19,500/yr
45% on housing$17,333/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$76This listing

vs Other Active Listings

Avg $/sqft

ZIP 08757$215
Ocean County$354

vs Homes Sold Last Month

Median $/sqft

ZIP 08757$268
Ocean County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-14Price change$69,500
2026-03-13Listed for sale$75,000

For Sale by Agent

AgentLori Melillo
BrokerageC21/ Solid Gold Realty

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