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10642 E 45th Pl, Yuma, AZ, 85367

4beds
2baths
1,400sqft
$389,000
$278price/sqft
$2,480/moest. monthly cost
$99,200/yrincome needed

About This Home

Welcome to Los Agaves, where luxury comes standard. This new construction home offers 4 bedrooms, 2 bathrooms, and 1,400 sq. ft. of thoughtfully crafted living space with upscale finishes throughout. Step inside to soaring vaulted ceilings, elegant 8-foot interior doors, premium flooring and cabinetry, stylish fixtures, and a high-end finish package that sets this home apart. The exterior features durable acrylic stucco, while a reverse osmosis (RO) water filtration system is already included for added convenience. Outside, enjoy a professionally landscaped front yard and brick privacy walls, making this home truly move-in ready. Every detail has been carefully selected to provide quality, comfort, and modern style. Too many upgrades to list-you have to see this one for yourself!

Getting Around

3
WalkingCar-Dependent
8
TransitMinimal Transit
25
BikeSomewhat Bikeable

Schools

3/10
2/10
6/10
Gila Ridge High SchoolGrades 9-124.4 mi

Construction

Condition

  • Property condition: New Construction
  • Year built: 2026

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Microwave,Dishwasher,Gas Range,Water Softener Owned

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: French/Garden Door(s),Vaulted/Elevated Ceiling,Tile Flooring

Family Room

  • Features: Vaulted/Elevated Ceiling,Tile Flooring

Features

  • Kitchen Island,Pantry,Vaulted Ceiling(s),Open Floorplan
  • Window features: Double Pane Windows
  • Flooring: Tile

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,400
  • Total interior livable area: 1,400 sqft

Kitchen

  • Features: ISLAND

Living Room

  • Features: Vaulted/Elevated Ceiling,Tile Flooring

Master Bathroom

  • Features: Separate Shower

Master Bedroom

  • Features: French/Garden Doors,Vaulted/Elevated Ceiling

Property

Features

  • Fencing: Block

Lot

  • Features: Sprinklers/Bubblers,Easy Care,Lawn

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in Yuma County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,966$23,592
Home Insurance $101$1,212
Property Taxes $197$2,364
Electricity $216$2,603
Total$2,480$29,760

Income You'd Need if You Spent...

35% on housing$85,028/yr
40% on housing$74,400/yr
45% on housing$66,133/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$278This listing

vs Other Active Listings

Avg $/sqft

ZIP 85367$125
Yuma County$132

vs Homes Sold Last Month

Median $/sqft

ZIP 85367$238
Yuma County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$389,000
2025-03-15Listing removed$389,000
2024-12-15Listed for sale$389,000

For Sale by Agent

AgentJessica L Castro
BrokerageReal Broker

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