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213 Railroad Ave, Alderson, WV, 24910

2beds
1baths
826.4sqft
$149,000
$180price/sqft
$1,091/moest. monthly cost
$43,640/yrincome needed

About This Home

Charming Vintage Cottage! Lifted up above the flood waters after the 2016 flood will leave you high and dry. This quaint little home offers a fenced in yard, 2 bedrooms with potential for three. Bathroom with walk in shower, and galley style kitchen. The living room walks out onto a charming and cozy balcony perfect for morning coffee. Most of the joist and flooring system replaced in 2016, along with a new roof and updated electrical. This home boasts a huge deck that wraps around two sides for outdoor entertaining which gives the home a feel of more space in the warmer months. The deck has a wide ramp to make moving furniture or appliances easy. Being sold as-is with some cosmetic and repairs yet to be completed. Put your finishing touches on this lovely little home.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1901

Materials

  • Foundation: Pillar/Post/Pier,Concrete Perimeter
  • Roof: Wood,Metal
  • Construction materials: Fiber Cement,Clapboard

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Range/Oven,Refrigerator

Bedroom2

  • Area: 322
  • Dimensions: 14 x 23

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s)
  • Flooring: Hardwood,Vinyl,Laminate
  • Fireplace features: Wood Burning Stove
  • Fireplace: Yes
  • Finished area below ground: 517

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 826
  • Total interior livable area: 826.40 sqft

Kitchen

  • Level: Main
  • Area: 36
  • Dimensions: 4 x 9

Living Room

  • Level: Main
  • Area: 408
  • Dimensions: 17 x 24

Master Bedroom

  • Level: Main
  • Area: 77
  • Dimensions: 7 x 11

Property

Details

  • Parcel number: 14
  • Zoning: Yes

Features

  • Has view: Yes
  • View description: Mountain(s)

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Landslide

FEMA Declared Disasters Across West Virginia Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $753$9,036
Home Insurance *$92$1,104
Property Taxes $65$780
Electricity $181$2,178
Total$1,091$13,092
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,405/yr
40% on housing$32,730/yr
45% on housing$29,093/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$180This listing

vs Other Active Listings

Avg $/sqft

ZIP 24910$142
Monroe County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 24910
Monroe County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-11-05Listed for sale$149,000
2025-10-09Listing removed$167,500
2024-12-16Listed for sale$167,500

For Sale by Agent

AgentBrianna W.B. Barkley
BrokerageFathom Realty, LLC

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