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230 N Main St, Woonsocket, RI, 02895

--beds
--baths
--sqft
$171,000
--price/sqft
$1,504/moest. monthly cost
$60,160/yrincome needed

About This Home

Freestanding commercial building on North Main Street in Downtown Woonsocket. 816 SF with 10-foot ceilings, concrete floors, a private office and waiting room up front, an open working area with garage bay access in the rear, and a full bathroom with shower. Gas heat. Approximately 2,000 SF of on-site paved parking. Built 1922. Zoned MU-1. The building sits on one of Woonsocket's most active commercial corridors, surrounded by a Downtown that has been drawing consistent investment. The Stadium Theatre, the Museum of Work & Culture, and Chan's a landmark dining and live music venue are all nearby. Landmark Medical Center is under a mile away, generating steady daily foot and vehicle traffic along this corridor. Providence is 13 miles south and Boston is 40 miles north, making this a natural service hub for a wide geographic draw. Flood Zone X.

Getting Around

85
WalkingVery Walkable
32
TransitSome Transit
43
BikeSomewhat Bikeable

Schools

3/10
Harris SchoolGrades K-50.1 mi
3/10
3/10
Woonsocket High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1922

Type & Style

  • Home type: SingleFamily
  • Property subType: Mixed Use

Interior

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: None

Property

Features

  • Stories: 1

Parking

  • Total spaces: 9

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Heat Wave
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $864$10,368
Home Insurance *$82$984
Property Taxes $169$2,028
Electricity $389$4,675
Total$1,504$18,048
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,565/yr
40% on housing$45,120/yr
45% on housing$40,106/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 02895$182
Providence County$248

vs Homes Sold Last Month

Median $/sqft

ZIP 02895$240
Providence County$271

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Price change$169,900
2026-06-19Listed for sale$171,000
2025-04-24Listing removed$1,700
2024-12-17Listed for rent$1,700

For Sale by Agent

AgentEmilio DiSpirito
BrokerageEngel & Völkers East Greenwich

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