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3434 Marshall Rd, Boyne City, MI, 49712

1beds
2baths
1,113sqft
$800,000
$719price/sqft
$4,765/moest. monthly cost
$190,600/yrincome needed

About This Home

If your dream property includes room for every toy you own, hunting out your back door, and the convenience of being just minutes from Boyne City, your search ends here. Situated on 10.36 private wooded acres, 3434 Marshall Road was purpose-built for outdoor enthusiasts who refuse to compromise. This is Not a barndominium—it's a meticulously designed, stick-built structure built to Michigan Residential Code and fully insulated for comfortable year-round living. The lower level is a dream for anyone with RVs, boats, side-by-sides, snowmobiles, trailers, or equipment. Three oversized garage bays feature one 14-foot overhead door, two 12-foot overhead doors, 17-foot ceilings, and ample space for everything from a diesel pusher to a fishing boat. Every bay is wired with 50-amp service, while the double bay also includes a 30-amp hookup, making it ideal for RV storage, electric vehicle charging, workshops, or future customization. The spacious double-bay area also offers excellent potential for additional living space. Outside, the 10.36-acre parcel provides exceptional hunting, hiking, wildlife viewing, and the peace and privacy Northern Michigan is known for. Upstairs, you'll find thoughtfully designed living quarters featuring a custom kitchen, open living area, spacious bedroom, full bath, and an elevated deck overlooking your property—the perfect place to enjoy morning coffee or unwind after a day outdoors. Additional amenities include three separate furnaces, central air conditioning on the upper level, and a 22kW Generac Guardian whole-building backup generator for year-round peace of mind. Rarely does a property combine exceptional storage, comfortable living, and recreational opportunities in one package. Whether you're a hunter, RV enthusiast, outdoor adventurer, or simply looking for the ultimate Northern Michigan basecamp, 3434 Marshall Road is ready for your next adventure. Schedule your private showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

6/10
Boyne City Middle SchoolGrades 5-82.4 mi
7/10
Boyne City High SchoolGrades 8-122.5 mi
6/10

Construction

Materials

  • Construction materials: Wood Frame/Site Built,Concrete/Block

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Built-in Microwave,Dishwasher,Disposal,Refrigerator,Washer,Dryer,Range

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Area: 81.43055555555554

Features

  • Cathedral Ceiling(s)

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 1,113 sqft

Kitchen

  • Area: 207.54861111111111

Living Room

  • Area: 513.8888888888889

Master Bedroom

  • Area: 194.2638888888889

Property

Details

  • Parcel number: 01500400130

Features

  • Patio & porch: Deck,Patio

Parking

  • Parking features: Attached Garage
  • Has garage: Yes
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters in Charlevoix County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,045$48,540
Home Insurance *$203$2,436
Property Taxes $329$3,948
Electricity $188$2,259
Total$4,765$57,180
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$163,371/yr
40% on housing$142,950/yr
45% on housing$127,066/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.9%
5.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$719This listing

vs Other Active Listings

Avg $/sqft

ZIP 49712$329
Charlevoix County$282

vs Homes Sold Last Month

Median $/sqft

ZIP 49712
Charlevoix County$293

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-01Listed for sale$800,000

For Sale by Agent

AgentEric H Lohman
BrokerageHarbor Sothebys International Realty

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