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313 Healthy Way, Saint Charles, MO, 63304

5beds
4baths
3,546sqft
$778,988
$220price/sqft
$5,383/moest. monthly cost
$215,320/yrincome needed

About This Home

The BRAXTON by Consort Homes is a thoughtfully designed 1.5-story Craftsman-style home that offers 3,546 sq ft of finished living space with 5 bedrooms, 4 full baths, and a 3-car attached garage. The main level features a 2 story Great room with an electric fireplace and ceiling fan. The Kitchen showcases Quartz countertops, a large center island, custom 42" two-tone cabinetry with crown molding, soft-close dovetail drawers, stainless steel gas appliances, wall oven, pendant lighting, breakfast bar, and an adjacent breakfast room. A separate dining room provides additional space for gatherings. The main-floor primary suite offers privacy and comfort with a generous walk-in closet and a well-appointed bath featuring a double wave bowl vanity, soaking tub, and separate shower. A second bedroom and full bath on the main level add flexibility for guests. The main-level laundry room offers everyday convenience. Upstairs, you’ll find a large bonus room, three additional bedrooms, and two full baths, providing ample space for family or visitors. Some INCLUDED Features: 9' main floor ceiling heights, High efficiency HVAC and appliances, Sealed ductwork, House wrap, Air infiltration/Energy seal package, Low E vinyl windows, 50-gallon water tank, sump pump/pit, fully sodded yard and more.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

6/10
8/10
Bryan Middle SchoolGrades 6-83.8 mi
10/10

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes

Materials

  • Roof: Architectural Shingle
  • Construction materials: Brick Veneer,Frame,Vinyl Siding

Other

  • Builder name: Consort Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Inside,Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Concrete,Full,Sump Pump,Unfinished

Bathroom2

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main

Bathroom3

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Upper

Bathroom4

  • Features: Floor Covering: Luxury Vinyl Tile
  • Level: Upper

Bedroom2

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 156
  • Dimensions: 12x13

Bedroom3

  • Features: Floor Covering: Carpeting
  • Level: Upper
  • Area: 156
  • Dimensions: 12x13

Bedroom4

  • Features: Floor Covering: Carpeting
  • Level: Upper
  • Area: 143
  • Dimensions: 11x13

Bedroom5

  • Features: Floor Covering: Carpeting
  • Level: Upper
  • Area: 156
  • Dimensions: 12x13

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Bonus Room

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Upper
  • Area: 464
  • Dimensions: 29x16

Breakfast Room

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 132
  • Dimensions: 11x12

Dining Room

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 143
  • Dimensions: 11x13

Features

  • Door features: Panel Door(s),Pocket Door(s),Sliding Doors
  • Window features: Double Pane Windows,Insulated Windows,Low Emissivity Windows,Screens,Tilt-In Windows
  • Number of fireplaces: 1
  • Fireplace features: Electric,Great Room
  • Fireplace: Yes
  • Finished area above ground: 3,546

Great Room

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 306
  • Dimensions: 17x18

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Zoned
  • Cooling features: Ceiling Fan(s),Central Air,Dual,Electric,Zoned

Interior Area

  • Total structure area: 3,546
  • Total interior livable area: 3,546 sqft

Kitchen

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 156
  • Dimensions: 13x12

Laundry

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main

Primary Bathroom

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main

Primary Bedroom

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 255
  • Dimensions: 15x17

Property

Details

  • Parcel number: 30036D23600134B0000000
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Patio & porch: Composite,Patio,See Remarks
  • Exterior features: None
  • On waterfront: Yes
  • Waterfront features: Lake

Lot

  • Lot size: 8,398 sqft
  • Features: Landscaped

Parking

  • Total spaces: 3
  • Parking features: Attached,Concrete,Driveway,Garage,Garage Door Opener,Lighted
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Heat Wave
Inland Flooding
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,938$47,256
Home Insurance *$487$5,844
Property Taxes $688$8,256
Electricity $270$3,249
Total$5,383$64,596
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$184,560/yr
40% on housing$161,490/yr
45% on housing$143,546/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$220This listing

vs Other Active Listings

Avg $/sqft

ZIP 63304$188
St. Charles County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 63304$192
St. Charles County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Price change$780,180
2025-12-09Listed for sale$778,988

New Construction Spec

AgentGia M Linville
BrokerageConsort Realty, LLC

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