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228 Randlin Dr, Lake Saint Louis, MO, 63367

3beds
2baths
2,064sqft
$549,900
$266price/sqft
$3,697/moest. monthly cost
$147,880/yrincome needed

About This Home

HUGE PRICE IMPROVEMENT!!!!! Why wait to build? This home is barely 1 year old and is close to everything families need. Discovery Ridge Elementary and Frontier Middle School are within walking distance, and Liberty High School is just a short drive away. With 2,064 square feet of living space, three bedrooms, and two bathrooms, this home was designed to balance comfort and style. The open-concept layout connects the kitchen, dining, and great room, making everyday living and entertaining seamless. The kitchen features quartz countertops, upgraded cabinetry, a spacious island, a butler’s pantry, and a full suite of GE appliances. The great room is home to a beautiful gas fireplace with a custom mantle, while luxury vinyl plank flooring throughout the main living areas enhances the home’s modern character. The owner’s suite offers a private retreat with a large walk-in closet and a spa-like bath complete with dual vanities and an oversized shower. Two additional bedrooms and a second full bath provide space for family or guests. The basement allows plenty of room for expansion with rough-in plumbing for future lower-level finishing, giving you the option to expand as your needs change. This a is a rare opportunity to own a 1 year old home for FAR less than NEW CONSTRUCTION COSTS in one of O’Fallon’s most desirable communities.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

10/10
Frontier Middle SchoolGrades 6-80.2 mi
9/10
Liberty High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 2024

Materials

  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding

Other

  • Builder name: Mckelvey

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Exhaust Fan,Microwave,Range Hood,Free-Standing Gas Range,Refrigerator

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Number of fireplaces: 1
  • Fireplace features: Blower Fan,Gas Log
  • Fireplace: Yes
  • Finished area above ground: 2,064

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,064 sqft

Property

Details

  • Parcel number: 40046D243000014.0000000
  • Special condition: Standard

Features

  • Levels: One

Lot

  • Lot size: 6,760 sqft
  • Features: Irregular Lot

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,780$33,360
Home Insurance *$275$3,300
Property Taxes $485$5,820
Electricity $157$1,891
Total$3,697$44,364
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,754/yr
40% on housing$110,910/yr
45% on housing$98,586/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$266This listing

vs Other Active Listings

Avg $/sqft

ZIP 63367$180
St. Charles County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 63367$184
St. Charles County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Price change$549,000
2026-04-01Price change$579,000
2026-03-25Listed for sale$595,000

For Sale by Agent

AgentDan Kiely
BrokerageNettwork Global

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