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220 Anchor Way, Cliffwood, NJ, 07721

3beds
4baths
1,914sqft
$699,000
$365price/sqft
$5,019/moest. monthly cost
$200,760/yrincome needed

About This Home

Stunning Like-New Ryan Homes Townhome in Aberdeen Township (Cliffwood Area) | $58K in Upgrades | 4+ Years Tax Abatement Remaining | Move-In Ready Welcome home to this exceptional nearly new (built just 10 months ago) Ryan Homes townhome in the highly sought-after Cliffwood section of Aberdeen Township, NJ. Thoughtfully upgraded with approximately $60,000 in premium options and finishes, this residence offers the perfect blend of modern luxury, functionality, and low-maintenance living near established communities such as Aberdeen Place and The Anchor at Glassworks. Boasting 3 spacious bedrooms, 2 full bathrooms, and 2 half bathrooms, this home provides ample space for comfortable living and entertaining. The 2-car garage ensures convenient parking and additional storage. Step inside to an open-concept layout featuring a gourmet kitchen with a large center island ideal for casual dining and hosting gatherings. Throughout the home, you'll enjoy luxury vinyl plank flooring that delivers both beauty and durability. A standout feature is the private balcony equipped with a 220-volt EV charging outlet, making this home perfectly suited for today's electric vehicle owners. Significant tax savings with approximately 4+ years of tax abatement remaining a major advantage of this newer construction home. This turnkey townhome is conveniently located with easy access to major commuting routes (including NYC proximity), shopping, dining, recreation, and top amenities. Whether you're a first-time buyer, or seeking a low-maintenance luxury home with substantial tax savings, this property checks every box. Schedule your private showing today this gem won't last long!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

5/10
Cliffwood Ave SchoolGrades PK-30.7 mi
7/10
3/10

Construction

Condition

  • Year built: 2025

Materials

  • Roof: Asphalt

Type & Style

  • Home type: Condo
  • Architectural style: Colonial
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Gas Range/Oven,Microwave,Refrigerator,Range,Washer,Kitchen Exhaust Fan,Gas Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2

Dining Room

  • Features: Living Dining Combo

Features

  • Bath Half,Den,Kitchen,Dining Room,Family Room,1 Bedroom,2 Bedrooms,3 Bedrooms,Laundry Room,Bath Full
  • Flooring: Carpet,Ceramic Tile,See Remarks

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,914
  • Total interior livable area: 1,914 sqft

Kitchen

  • Features: Granite/Corian Countertops, Kitchen Exhaust Fan, Eat-in Kitchen, Separate Dining Area

Property

Details

  • Parcel number: 01001550000000010000C3820
  • Zoning: MFG

Features

  • Levels: One, Two, Three Or More
  • Stories: 3
  • Patio & porch: Deck
  • Exterior features: Deck

Lot

  • Features: See Remarks,Wooded
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 2
  • Parking features: 2 Car Width,Garage,Attached,Built-In Garage,Detached,Driveway,On Site,Open
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Heat Wave
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$177$2,124
Property Taxes $1,098$13,176
Electricity $210$2,531
Total$5,019$60,228
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$172,080/yr
40% on housing$150,570/yr
45% on housing$133,840/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$365This listing

vs Other Active Listings

Avg $/sqft

ZIP 07721$251
Monmouth County$425

vs Homes Sold Last Month

Median $/sqft

ZIP 07721$352
Monmouth County$384

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$679,999
2026-07-03Listed for sale$699,000
2025-10-01Sold$648,080

For Sale by Agent

AgentYOUSUF S. SYED
BrokerageEXP REALTY, LLC

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