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705 Doc Howell Rd, Spruce Pine, NC, 28777

2beds
3baths
2,432sqft
$365,000
$150price/sqft
$2,394/moest. monthly cost
$95,760/yrincome needed

About This Home

I'm Searching for the visionaries, investors who think outside of the box! Are You Looking for an investment opportunity? Airbnb? Long term rental or perhaps your own primary/secondary home in the country with seasonal views of Black Mountain? Well, consider checking out this log home located at 705 Doc Howell Rd, Spruce Pine, NC! This 2 bedroom, 2 full bathroom and one-half bath log home offers 2,000 + sq feet, plus a basement area & sits on over 4 acres of land. This property has so much potential! Property also conveys an outdoor building which is wired. Sellers are Motivated and they are Welcoming All Offers. They say Location is everything and you cannot beat this~ Within minutes to the beautiful Blue Ridge Parkway, mountain hiking trails, trout fishing and fine dining. And just a short drive to Asheville, Boone, Blowing Rock & Johnson City, TN where you can enjoy more amazing hiking trails, golf courses & ski resorts~ all close by! Great investment opportunity, second home, or even possibly use of land for local mining. One Owner has never occupied property, so information is limited. See property disclosures attached.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

--
Greenlee PrimaryGrades K-22.7 mi
3/10
Harris MiddleGrades 6-83.3 mi
8/10
Mayland Early CollegeGrades 9-126.7 mi

Construction

Condition

  • Year built: 1999

Materials

  • Roof: Metal
  • Construction materials: Log

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Other
  • Laundry features: Electric Dryer Hookup,In Basement

Basement

  • Has basement: Yes
  • Basement: Basement Garage Door,Basement Shop,Bath/Stubbed,Dirt Floor

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Basement

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Dining Area

  • Level: Main

Features

  • Window features: Skylight(s)
  • Finished area below ground: 0
  • Finished area above ground: 2,432

Heating & Cooling

  • Heating features: Wood Stove
  • Cooling features: Ceiling Fan(s),None

Interior Area

  • Total structure area: 2,432
  • Total interior livable area: 2,432 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Main

Primary Bedroom

  • Level: Third

Utility Room

  • Level: Main

Property

Accessibility

  • Accessibility features: Two or More Access Exits

Details

  • Parcel number: 078800238385
  • Zoning: Res
  • Special condition: Estate

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Deck

Lot

  • Lot size: 4.22 Acres
  • Features: Wooded,Views
  • Lot size dimensions: 515.98 x 154.39 x 105.71 x 139.23 x 300.83 x 191.36 x 385.07

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Inland Flooding
Ice Storm
Strong Wind
Landslide
Tornado
Winter Weather

FEMA Declared Disasters in Mitchell County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,845$22,140
Home Insurance *$127$1,524
Property Taxes $196$2,352
Electricity $226$2,718
Total$2,394$28,728
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,080/yr
40% on housing$71,820/yr
45% on housing$63,840/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 9.2%
9.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$150This listing

vs Other Active Listings

Avg $/sqft

ZIP 28777$150
Mitchell County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 28777
Mitchell County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-12Listed for sale$385,000
2025-03-17Listing removed$285,000
2025-03-08Listed for sale$285,000

For Sale by Agent

AgentTracy McAferty
BrokeragePremier South

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