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7034 Kingfisher Way, Belmont, NC, 28012

3beds
2baths
1,985sqft
$439,900
$222price/sqft
$2,910/moest. monthly cost
$116,400/yrincome needed

About This Home

Mclean Overlook 1 story home built in 2023 with a 2 car garage, covered patio area for entertaining & grilling out. 3 bedrooms 2 full baths. 1 bedroom used as flex space/office no closet. Lovely open floor plan and a must see kitchen with a large island, nice pantry, stainless appliances, quartz countertops & tile back splash. Large laundry area includes washer & dryer. Nice open great room, with lots of full windows for plenty of naturel lighting. Large primary bedroom & primary bath includes a zero entry walk in shower with seat & shampoo niche. Family room has vaulted ceiling. This home is located in a newer community with a outdoor pool, cabana, club house sidewalks, street lights & walking trails, playground. Minutes from Belmont & Lake Wylie and boat ramps, & Daniel Stowe Botanical Garden this is a wonderful place to live. *Requesting a short sale approval from the bank. Send offers. Price reduced but must be approved by the bank.*

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

10/10
10/10
Cramerton Middle SchoolGrades 6-84.2 mi
9/10
South Point High SchoolGrades 9-123.7 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Slab
  • Construction materials: Hardboard Siding,Stone

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Refrigerator,Self Cleaning Oven
  • Laundry features: Laundry Room

Bedroom S

  • Features: Ceiling Fan(s)
  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Breakfast

  • Level: Main

Features

  • Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Flooring: Carpet,Hardwood,Tile
  • Attic: Walk-In
  • Finished area below ground: 0
  • Finished area above ground: 1,985

Great Room

  • Features: Ceiling Fan(s)
  • Level: Main

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,985
  • Total interior livable area: 1,985 sqft

Kitchen

  • Features: Kitchen Island
  • Level: Main

Laundry

  • Level: Main

Primary Bedroom

  • Features: Ceiling Fan(s)
  • Level: Main

Property

Details

  • Parcel number: 306387
  • Zoning: RES
  • Special condition: Estate

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Patio & porch: Covered,Patio
  • Waterfront features: Paddlesport Launch Site

Lot

  • Lot size: 0.23 Acres
  • Features: Corner Lot

Parking

  • Total spaces: 4
  • Parking features: Driveway,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Gaston County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,224$26,688
Home Insurance *$127$1,524
Property Taxes $359$4,308
Electricity $200$2,405
Total$2,910$34,920
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,771/yr
40% on housing$87,300/yr
45% on housing$77,600/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.2%
16.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$222This listing

vs Other Active Listings

Avg $/sqft

ZIP 28012$210
Gaston County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 28012$223
Gaston County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$449,900
2026-04-09Price change$459,900
2026-03-24Price change$469,900
2026-03-07Price change$479,900
2026-02-19Price change$499,500
2025-12-12Price change$519,900
2025-11-14Listed for sale$524,500
2023-10-30Sold$490,000

For Sale by Agent

AgentCarla Howell
BrokerageColdwell Banker Carver-Pressley, Realtors

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