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121 Armstrong Rd, Belmont, NC, 28012

3beds
3baths
1,982sqft
$379,900
$192price/sqft
$2,562/moest. monthly cost
$102,480/yrincome needed

About This Home

Welcome home to The Allison at Seven Oaks, a townhome designed to impress with 3 bedrooms and 2.5 baths, offering a thoughtful layout that blends style and functionality with ease. The gourmet kitchen anchors the main living space with crisp white cabinetry, sleek chrome hardware, direct venting, and a layout ideal for both everyday living and entertaining, while abundant natural light enhances the home’s open, inviting feel. Step outside to the front outdoor living area, perfect for morning coffee or relaxed evenings, and enjoy a connected location near the shores of Lake Wylie, just 6 miles from Downtown Belmont and 13 miles to Charlotte Douglas International Airport. Designed for a lock-and-leave lifestyle, this home also features LivingSmart elements and includes lawn maintenance, making it as effortless as it is refined.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

10/10
10/10
Cramerton Middle SchoolGrades 6-84.9 mi
9/10
South Point High SchoolGrades 9-124.3 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab
  • Construction materials: Fiber Cement

Other

  • Builder model: The Allison
  • Builder name: Tri Pointe Homes

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Range,Microwave,Wall Oven
  • Laundry features: Upper Level

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Breakfast

  • Level: Main

Dining Room

  • Level: Main

Features

  • Drop Zone,Soaking Tub,Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s),Walk-In Pantry
  • Flooring: Carpet,Tile,Vinyl,Wood
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 1,982

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Zoned
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,982
  • Total interior livable area: 1,982 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 311659
  • Zoning: IC-D(CD)
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Covered,Front Porch
  • Waterfront features: Other - See Remarks
  • Waterbody name: Lake Wylie

Lot

  • Lot size: 0.06 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage Faces Rear,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Gaston County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,920$23,040
Home Insurance *$109$1,308
Property Taxes $333$3,996
Electricity $200$2,405
Total$2,562$30,744
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,840/yr
40% on housing$76,860/yr
45% on housing$68,320/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.2%
16.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$192This listing

vs Other Active Listings

Avg $/sqft

ZIP 28012$210
Gaston County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 28012$223
Gaston County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-02Price change$379,900
2026-03-22Price change$387,900
2026-02-24Price change$419,900
2025-12-23Price change$414,900
2025-12-12Listed for sale$430,000
2025-10-04Listing removed$442,390
2025-10-02Price change$442,390
2025-09-24Price change$443,390
2025-09-01Price change$448,390
2025-07-29Listed for sale$444,990

New Construction Spec

AgentJamie Warner
BrokerageTRI Pointe Homes INC

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