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515 W 135th St #3A, New York, NY, 10031

3beds
1baths
--sqft
$379,000
--price/sqft
$3,660/moest. monthly cost
$146,400/yrincome needed

About This Home

Please note- open house by appointment only. INCOME REQUIREMENTS 165 percent OF AMI MAX, please view images for info. Discover the perfect blend of historic charm and contemporary living in Apartment #3B at 515 West 135 Street. This inviting two-bedroom with office/extra bedroom gem is a haven of comfort, featuring high ceilings, recent renovations, and an intelligent layout that maximizes space. Nestled within a well-maintained co-op walk-up building, this home offers a unique opportunity for those seeking a harmonious blend of convenience, style, and affordability. Designed to meet the needs of modern urban living, the apartment seamlessly marries classic architectural elements with modern upgrades. Step inside to a warm and welcoming living space, illuminated by ample natural light that dances off the gleaming floors. The high ceilings lend an air of spaciousness, creating an inviting atmosphere for relaxation and entertainment. The recent renovations are evident in the tasteful finishes throughout, from the freshly painted walls to the carefully selected fixtures. The separate open kitchen is a true culinary haven, boasting sleek countertops , exposed brick, window in the kitchen, contemporary cabinetry. The apartment features three comfortable bedrooms, providing a peaceful retreat at the end of a long day. The well-proportioned layout ensures privacy and comfort. One of the standout features of this property is its prime location. Situated right by subway lines, commuting to various parts of the city is a breeze, allowing you to enjoy the best of what New York has to offer. For outdoor enthusiasts, the proximity to St. Nicholas Park and Jacob H. Schiff Playground offers a refreshing escape, whether you're looking for a leisurely stroll or a place to unwind. It's important to note that this co-op building is subject to HDFC income restrictions, making it an ideal choice for those looking for affordability without compromising on quality. This unique opportunity to own a piece of Manhattan real estate in a vibrant and dynamic neighborhood is not to be missed. In summary, Apartment #3B at 515 West 135 Street presents a rare blend of classic elegance and modern comfort in a well-maintained co-op walk-up building. With its recent renovations, high ceilings, and thoughtful layout, this two-bedroom with office/extra bedroom gem offers an urban oasis that is both inviting and practical

Getting Around

97
WalkingWalker's Paradise
100
TransitRider's Paradise
69
BikeBikeable

Schools

7/10
Ps 192 Jacob H SchiffGrades PK-50.1 mi
6/10
Harold O Levy SchoolGrades 6-93.5 mi

Construction

Condition

  • Year built: 1910

Type & Style

  • Home type: Cooperative
  • Property subType: Coop

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Hardwood

Property

Details

  • Special condition: Restricted Sale

Features

  • Patio & porch: Other
  • Exterior features: Courtyard
  • Has view: Yes
  • View description: City

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in New York County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,916$22,992
Home Insurance *$1,274$15,288
Property Taxes $224$2,688
Electricity $246$2,954
Total$3,660$43,920
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,485/yr
40% on housing$109,800/yr
45% on housing$97,600/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.0%
2.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 10031$497
New York County$1,489

vs Homes Sold Last Month

Median $/sqft

ZIP 10031$537
New York County$1,203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Listed for sale$379,000
2025-01-25Listing removed$350,000
2024-12-21Listed for sale$350,000

For Sale by Agent

AgentTuval Mor
BrokerageCorcoran

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