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221 Rc Metals Rd, Ridgway, PA, 15853

2beds
2baths
1,196sqft
$350,000
$293price/sqft
$3,203/moest. monthly cost
$128,120/yrincome needed

About This Home

Now offered at a newly reduced price--don't miss this opportunity for year-round living with exceptional versatility! This 2-bedroom, 2-bath barndominium features in-floor radiant heat, a spacious living room, and a dedicated entertaining area perfect for gatherings. Enjoy the convenience of attached single-stall garages on both sides of the home.Outside, the property is set up with three full camper hookups, a bathhouse with laundry, and an electric shed equipped with a Generac generator.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

6/10
5/10
Ridgway Area High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 2023

Materials

  • Roof: Metal
  • Construction materials: Stick-Built

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single-Unit

Interior

Appliances

  • Appliances included: Dishwasher,Washer,Refrigerator,Range,Microwave,Dryer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2

Features

  • Window features: Insulated
  • Fireplace features: Pellet Stove
  • Fireplace: Yes
  • Finished area below ground: 0

Heating

  • Heating features: See Remarks,See Remarks

Interior Area

  • Total structure area: 1,196
  • Total interior livable area: 1,196 sqft

Property

Details

  • Parcel number: 09120097296
  • Zoning: Residential Suburban

Lot

  • Lot size: 2.25 Acres
  • Lot size dimensions: 245 x 400

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Winter Weather
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$875$10,500
Property Taxes $335$4,020
Electricity $224$2,692
Total$3,203$38,436
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,817/yr
40% on housing$96,090/yr
45% on housing$85,413/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$293This listing

vs Other Active Listings

Avg $/sqft

ZIP 15853$84
Elk County$89

vs Homes Sold Last Month

Median $/sqft

ZIP 15853$10
Elk County$291

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Price change$350,000
2026-03-27Listed for sale$375,000

For Sale by Agent

AgentGale O'Neill
BrokerageElk County Real Estate

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