2055 County Road 481 Tract 1, Thrall, TX, 76578
About This Home
SELLER FINANCE AVAILABLE | JUST 10% DOWN | NO CREDIT CHECK | ITIN OK | SE HABLA ESPAÑOL 10.06 acre homesite in Tree Haven Estates featuring hilltop elevation, panoramic views, mature trees, open hay field areas, and excellent pond potential, all while remaining within convenient driving distance to major Central Texas growth corridors. PROPERTY HIGHLIGHTS • Highest elevation point nearby • Panoramic countryside views • Mature trees and open pasture areas • Excellent pond potential • Survey provided • Seller pays title • Can close quickly UTILITIES & ACCESS • Water meter (Manville WSC) installed at road • Overhead electric at front and rear corners of property • Concrete culverts installed at entrance • Shared driveway access with Tract 2 (neighbor recently built new home) ALLOWED USES (PER RESTRICTIONS) • Site built homes • Barndominiums • Tiny homes • Double wide mobile homes • RVs allowed if skirted and placed on compacted gravel or road base pad with full utility hookups • Commercial use allowed (great for home based business, shop, or small enterprise) • No single wide mobile homes LOCATION & ACCESS • Approximately 25 minutes to HEB in Elgin or Taylor • Convenient access to growing Central Texas employment corridors • Easy drive to Samsung Austin Semiconductor and surrounding growth areas SELLER FINANCING TERMS • Seller financing available • 10% down payment • No credit check • No income verification • ITIN accepted • 12% interest rate • 15 or 30 year amortization options • No balloon payment (no forced early payoff) • No prepayment penalty • Property taxes escrowed ESTIMATED PAYMENTS (Principal & Interest Only) To be provided by a Registered Mortgage Loan Originator. The following are preliminary estimates: • 30 Year Amortization: Approximately $2,211.52 per month (plus tax escrow) • 15 Year Amortization: Approximately $2,662.93 per month (plus tax escrow)
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Type & Style
- Home type: SingleFamily
- Property subType: Farm
Property
Details
- Parcel number: 2055 CR 481
- Special condition: Standard
Features
- Fencing: Partial, Perimeter
- Has view: Yes
- View description: Pasture,Pond,Rural,Trees/Woods
- Has water view: Yes
- Water view: Pond
- Waterfront features: None
- Topography of land: A topographic survey is provided in the documents, please review.
Lot
- Lot size: 10.06 Acres
- Features: Agricultural,Flag Lot,Gentle Sloping,Native Plants,Public Maintained Road,Subdivided,Trees-Large (Over 40 Ft),Trees-Medium (20 Ft - 40 Ft),Views
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Drought
- Hail
- Tornado
- Winter Weather
- Heat Wave
- Inland Flooding
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,137 | $13,644 |
| Home Insurance * | $196 | $2,352 |
| Property Taxes | $281 | $3,372 |
| Electricity | $238 | $2,859 |
| Total | $1,852 | $22,224 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-03 | Price change | $225,000 |
| 2026-01-20 | Price change | $185,000 |
| 2026-01-11 | Price change | $195,000 |
| 2025-11-01 | Listed for sale | $225,000 |
| 2025-09-01 | Listing removed | $239,000 |
| 2025-07-29 | Price change | $239,000 |
| 2025-06-23 | Price change | $240,000 |
| 2025-04-24 | Price change | $245,000 |
| 2025-02-26 | Price change | $250,000 |
| 2025-01-16 | Price change | $235,000 |
| 2024-12-25 | Listed for sale | $240,000 |
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