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6261 Courage Trl, Chesterfield, VA, 23832

2beds
3baths
2,535sqft
$615,000
$243price/sqft
$3,988/moest. monthly cost
$159,520/yrincome needed

About This Home

Skip the wait—this beautifully maintained Hancock model is move-in ready and loaded with $190K+ in luxury upgrades. Located in Chesterfield’s premier 55+ resort-style community, this home offers refined single-level living with hardwood floors throughout, soaring 9’ ceilings, and exceptional design features. The upgraded chef’s kitchen includes marble countertops, custom pendant lighting, glass cabinets, stainless steel appliances, and an oversized island. A butler’s pantry and a walk-in pantry provide ample storage. The Great Room features a fireplace, an extended nook, and a vaulted sunroom filled with natural light. Enjoy year-round comfort in the enclosed four-season patio. The private primary suite offers tray ceiling detail, dual walk-in closets, and a spa-like bath with a roll-in shower and cultured marble vanity. A second private suite with a full bath and a walk-in closet is ideal for guests or multi-generational living. Upstairs, the unfinished bonus area provides additional expansion or storage potential. Additional upgrades include custom lighting, blackout blinds, a climate-controlled mechanical area, and a full irrigation system. The 104-acre community offers amenities such as pickleball courts, golf simulator, fitness and yoga studios, heated pool, dog park, walking trails, firepits, wine lounge, and more—supported by a full-time lifestyle director. This home isn’t just a place to live, it’s an entertainer’s dream, blending everyday comfort with timeless elegance, amenity-rich community.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

6/10
Ecoff Elementary SchoolGrades PK-51.7 mi
2/10
2/10
Lloyd C Bird High SchoolGrades 9-121.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Drywall,Frame,Vinyl Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Craftsman,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Exhaust Fan,Gas Cooking,Disposal,Gas Water Heater,Ice Maker,Microwave,Oven,Refrigerator,Stove,Tankless Water Heater,Washer,ENERGY STAR Qualified Appliances
  • Laundry features: Washer Hookup,Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Dimensions: 14.0 x 15.0

Features

  • Bedroom on Main Level,Butler's Pantry,Breakfast Area,Tray Ceiling(s),Ceiling Fan(s),Dining Area,Eat-in Kitchen,Fireplace,Granite Counters,High Ceilings,High Speed Internet,Kitchen Island,Bath in Primary Bedroom,Multiple Primary Suites,Pantry,Recessed Lighting,Cable TV,Wired for Data,Walk-In Closet(s)
  • Door features: Sliding Doors,Storm Door(s)
  • Flooring: Ceramic Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Attic: Walk-up
  • Finished area above ground: 2,535

Florida Room

  • Level: First
  • Dimensions: 8.0 x 8.0

Great Room

  • Level: First
  • Dimensions: 16.0 x 20.0

Half Bath

  • Level: First

Heating & Cooling

  • Heating features: Electric,Forced Air,Natural Gas,Zoned
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 2,535 sqft

Kitchen

  • Level: First
  • Dimensions: 14.3 x 13.2

Master Bedroom

  • Level: First
  • Dimensions: 14.0 x 16.0

Master Bedroom

  • Level: First
  • Dimensions: 13.4 x 16.6

Office

  • Level: First
  • Dimensions: 14.0 x 12.0

Other

  • Level: First

Sitting Room

  • Level: First
  • Dimensions: 10.6 x 11.0

Property

Accessibility

  • Accessibility features: Accessibility Features,Accessible Full Bath,Accessible Bedroom,Customized Wheelchair Accessible,Accessible Kitchen,Accessible Doors

Details

  • Parcel number: 776659439400000
  • Zoning description: R12

Features

  • Levels: One
  • Stories: 1
  • Pool features: Fenced,Heated,In Ground,Outdoor Pool,Pool,Community
  • Patio & porch: Rear Porch,Glass Enclosed,Patio
  • Exterior features: Sprinkler/Irrigation,Lighting,Paved Driveway
  • Spa features: Community
  • Fencing: None
  • Topography of land: Level

Lot

  • Lot size: 0.25 Acres
  • Features: Level
  • Lot size dimensions: 9,776

Parking

  • Total spaces: 2
  • Parking features: Attached,Direct Access,Driveway,Garage,Garage Door Opener,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,109$37,308
Home Insurance *$184$2,208
Property Taxes $451$5,412
Electricity $244$2,930
Total$3,988$47,856
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$136,731/yr
40% on housing$119,640/yr
45% on housing$106,346/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.9%
10.9%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$243This listing

vs Other Active Listings

Avg $/sqft

ZIP 23832$194
Chesterfield County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 23832$206
Chesterfield County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Price change$630,000
2026-01-05Listed for sale$638,000
2025-12-22Listing removed$645,000
2025-11-14Listed for sale$645,000
2023-12-14Sold$661,307

For Sale by Agent

AgentEduardo Velez
BrokerageHome For Life Realty LLC

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