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820 Brian Dr, Payne, OH, 45880

5beds
8baths
2,736sqft
$368,740
$135price/sqft
$2,875/moest. monthly cost
$115,000/yrincome needed

About This Home

Discover the perfect blend of luxury and convenience in this newly built two-story home, featuring 5 spacious bedrooms and 3.5 modern bathrooms, nestled in a desirable neighborhood. This exquisite property boasts a thoughtfully designed layout including a flexible bonus room, ideal for a home office or playroom, and an expansive unfinished basement offering limitless potential for future customization--one egress window is available already, for your convenience! The kitchen has quartz countertops and soft-close cabinets and drawers. The two master suites have tile showers! The ceilings on the main floor are 9 foot. Plus, the front porch and patio are larger than normal, and the garage has 3 full bays! The seller is offering a $2,000 allowance for landscaping and yard prep. This home is a perfect sanctuary combining modern design with functional elegance, ready to welcome you and your family. If you need a refrigerator....just ask! One can easily be provided!

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

6/10
Payne Elementary SchoolGrades K-60.4 mi
6/10
Wayne Trace High SchoolGrades 7-128.8 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2024

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Electric Cooktop
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Block

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedroom5

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 8
  • Full bathrooms: 6
  • 1/2 bathrooms: 2

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Pantry,Primary Bathroom
  • Flooring: Carpet,Vinyl
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,736
  • Total interior livable area: 2,736 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Main

Other

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 0427S00600

Lot

  • Lot size: 0.28 Acres
  • Lot size dimensions: 95X127

Parking

  • Total spaces: 3
  • Parking features: Additional Parking,Attached Garage,Driveway
  • Has garage: Yes
  • Attached garage spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,864$22,368
Home Insurance *$442$5,304
Property Taxes $276$3,312
Electricity $293$3,521
Total$2,875$34,500
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,571/yr
40% on housing$86,250/yr
45% on housing$76,666/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$135This listing

vs Other Active Listings

Avg $/sqft

ZIP 45880$81
Paulding County$109

vs Homes Sold Last Month

Median $/sqft

ZIP 45880
Paulding County$84

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Price change$368,740
2025-12-05Price change$373,740
2025-09-11Price change$389,900
2025-09-11Listed for sale$378,740
2025-08-31Listing removed$378,740
2025-08-26Price change$378,740
2025-07-02Price change$389,900
2025-04-02Price change$399,900
2025-01-16Price change$422,750
2024-12-27Listed for sale$447,750

New Construction

AgentChester M Straley
BrokerageStraley Realty Auctioneers Inc

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