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231 Cedar Cove Rd, Scottsboro, AL, 35769

5beds
5baths
4,780sqft
$949,900
$199price/sqft
$6,220/moest. monthly cost
$248,800/yrincome needed

About This Home

Experience Rustic Luxury by the Lake! This stunning 5 bed, 5 bath contemporary-rustic home is crafted with rich natural woods — pine, cedar, black walnut, wormy maple, and poplar — creating warmth and character in every room. Enjoy open-concept living with soaring ceilings and exquisite craftsmanship throughout. Step outside to your 18x36 saltwater pool, perfect for entertaining or relaxing in total privacy. A separate in-law suite/apartment with its own living room, kitchen, bedroom, and bath offers flexibility for guests or multi-generational living. Plus, enjoy lake life at its best with a community boathouse and boat slip just across HWY 79.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2023

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Oven,Dishwasher,Microwave,Refrigerator

Basement

  • Basement: Crawl Space

Bathroom1

  • Features: 10’ + Ceiling,Double Vanity,Isolate
  • Level: First

Bathroom2

  • Features: 10’ + Ceiling,Wood Floor
  • Level: First

Bathroom3

  • Level: First

Bathroom4

  • Level: Second

Bathroom5

  • Level: Second

Bedroom2

  • Features: 10’ + Ceiling,Wood Floor,Walk-In Closet(s)
  • Level: First
  • Area: 240

Bedroom3

  • Features: 9’ Ceiling,Ceiling Fan(s),Wood Floor,Walk-In Closet(s)
  • Level: Second
  • Area: 240

Bedroom4

  • Features: 9’ Ceiling,Ceiling Fan(s),Wood Floor,Walk-In Closet(s)
  • Level: Second
  • Area: 228

Bedroom5

  • Features: 9’ Ceiling,Wood Floor,Walk-In Closet(s)
  • Level: Second
  • Area: 228

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 1
  • 3/4 bathrooms: 4

Dining Room

  • Features: 10’ + Ceiling,Eat-in Kitchen,Wood Floor
  • Level: First

Features

  • Open Floorplan
  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central 1
  • Cooling features: Central 1

Interior Area

  • Total interior livable area: 4,780 sqft

Kitchen

  • Features: 10’ + Ceiling,Ceiling Fan(s),Eat-in Kitchen,Kitchen Island,Pantry,Wood Floor
  • Level: First
  • Area: 840

Laundry Room

  • Level: First

Living Room

  • Features: 10’ + Ceiling,Ceiling Fan(s),Fireplace,Recessed Lighting,Wood Floor
  • Level: First
  • Area: 690

Master Bedroom

  • Features: 10’ + Ceiling,Ceiling Fan(s),Isolate,Sitting Area,Walk-In Closet(s)
  • Level: First
  • Area: 420

Property

Details

  • Parcel number: 0609320000025.013

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Salt Water
  • Patio & porch: Covered,Covered Patio,Covered Porch,Deck,Front Porch
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • Waterfront features: Boat Lift
  • Waterbody name: Lake Guntersville

Lot

  • Lot size: 1.80 Acres

Parking

  • Parking features: Garage-Three Car,Attached Carport,Workshop in Garage,Garage Door Opener,Garage Faces Side,Driveway-Concrete

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,803$57,636
Home Insurance *$646$7,752
Property Taxes $237$2,844
Electricity $534$6,418
Total$6,220$74,640
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$213,257/yr
40% on housing$186,600/yr
45% on housing$165,866/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$199This listing

vs Other Active Listings

Avg $/sqft

ZIP 35769$192
Marshall County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 35769$161
Marshall County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-17Price change$993,000
2025-11-10Listed for sale$998,500
2025-10-06Listing removed$998,500
2025-07-29Price change$998,500
2025-05-23Price change$999,500
2025-05-09Pending sale$1,100,000
2025-04-05Listed for sale$1,100,000
2021-11-29Sold$95,000

For Sale by Agent

AgentMelissa Slaten
BrokerageKW Huntsville

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