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9784 Ridgecrest Dr, Hillsboro, MO, 63050

4beds
3baths
3,169sqft
$649,900
$205price/sqft
$4,393/moest. monthly cost
$175,720/yrincome needed

About This Home

THIS IS A MUST-SEE PROPERTY! this 3100 sq. ft. 4-bedroom, 3-bath ranch is situated on 1.39 fully wooded acres, offering exceptional privacy and a driveway large enough to accommodate 8 vehicles. Key features include: -Primary Bedroom: 17.10 x 14.8 and includes a bay window, His and Her closets, culvert ceiling, corner ceiling lighting, and ceiling fan with light. The Primary Bathroom features an 8 ft shower with bench and rain head. -Garage: An oversized 25x42 four-car heated and cooled garage with a man door, windows, fully insulated doors, and hot/cold water bibs that go through the water softener -Interior & Finishes: hard flooring throughout, vaulted ceilings with a reverse vault, a beautiful fireplace, and granite countertops in every wet area. The kitchen features a massive 5'5"x 10'3" island, 42" cabinets with crown, built in appliances, including Induction cook- top, built in microwave and dishwasher and a range hood, and all bathrooms include 36" tall cabinets -Mechanics & Utilities: 400-amp electrical service, two 50-gallon water heaters, a water softener, and a heat pump equipped with a UV light and media air cleaner. All bedrooms are pre-wired for wall mounted entertainment. -Outdoor Living: A 21'x42' concrete patio, a 12'x12' covered deck with ceiling lights, a fan, and a 9' foundation pour. -Additional Amenities: A pre-wired 240V 60-amp GFCI protected sub-panel for a future hot-tub and switched GFCI outlets in the outside eaves for holiday lighting. This home leaves no stone unturned. please schedule a viewing today! .

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

--
Hillsboro Primary SchoolGrades K-22.3 mi
4/10
6/10
Hillsboro High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 2025

Materials

  • Foundation: Permanent,See Remarks
  • Roof: Architectural Shingle,Pitched/Sloped,Shingle
  • Construction materials: Concrete,Frame,Vinyl Siding

Other

  • Builder name: Wil Build

Type & Style

  • Home type: SingleFamily
  • Architectural style: Modern,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: ENERGY STAR Qualified Appliances,Induction Cooktop,ENERGY STAR Qualified Dishwasher,Disposal,Ice Maker,Microwave,Built-In Electric Oven,Convection Oven,Electric Oven,Self Cleaning Oven,ENERGY STAR Qualified Refrigerator,Vented Exhaust Fan,ENERGY STAR Qualified Water Heater,Water Softener
  • Laundry features: Electric Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Full,Storage Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Bar,Breakfast Bar,Ceiling Fan(s),Coffered Ceiling(s),Dining/Living Room Combo,Entrance Foyer,High Ceilings,High Speed Internet,Kitchen Island,Open Floorplan,Pantry,Recessed Lighting,Vaulted Ceiling(s),Wet Bar
  • Window features: Bay Window(s),Screens
  • Flooring: Luxury Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Blower Fan,Decorative,Electric,Great Room
  • Fireplace: Yes
  • Finished area below ground: 1,070
  • Finished area above ground: 2,099

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Ceiling Fan(s),Heat Pump

Interior Area

  • Total structure area: 3,169
  • Total interior livable area: 3,169 sqft

Property

Details

  • Parcel number: 129.032.02006012
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Composite,Covered,Deck,Patio,Rear Porch,See Remarks
  • Has view: Yes
  • View description: Trees/Woods
  • Waterbody name: Raintree Lake

Lot

  • Lot size: 1.39 Acres
  • Features: Adjoins Wooded Area,Back Yard,Close to Clubhouse,Corner Lot

Parking

  • Total spaces: 4
  • Parking features: Attached,Concrete,Direct Access,Driveway,Garage,Garage Door Opener,Garage Faces Front,Heated Garage,Lighted,Off Street,Oversized
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Lightning
Winter Weather
Earthquake
Heat Wave
Landslide

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$433$5,196
Property Taxes $433$5,196
Electricity $241$2,903
Total$4,393$52,716
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$150,617/yr
40% on housing$131,790/yr
45% on housing$117,146/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$205This listing

vs Other Active Listings

Avg $/sqft

ZIP 63050$175
Jefferson County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 63050$187
Jefferson County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$683,900
2026-04-07Price change$698,900
2026-03-28Listed for sale$706,900

For Sale by Agent

AgentCrystal L Bizelli
BrokerageRealty Executives of St. Louis

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