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2775 Winding Valley Dr, Fenton, MO, 63026

4beds
3baths
2,040sqft
$400,000
$196price/sqft
$2,676/moest. monthly cost
$107,040/yrincome needed

About This Home

Welcome home to this beautifully maintained two-story residence featuring an attractive brick elevation and a bright, open floor plan designed for modern living. The main level boasts impressive 9-foot ceilings and durable luxury vinyl plank flooring throughout, creating a seamless and stylish feel. The neutral white kitchen is equipped with stainless steel appliances and offers a welcoming breakfast area that flows effortlessly into the spacious family room—perfect for everyday living and entertaining. A convenient main-floor laundry room and half bath add to the home's functionality. Upstairs, you'll find four generously sized bedrooms and two full bathrooms, including a comfortable primary suite designed for relaxation. The unfinished walk-out basement provides endless possibilities for future living space, storage, or customization to fit your needs. Combining timeless appeal, practical living spaces, and room to grow, this home is ready for its next owner to make it their own.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

8/10
Ridgewood Middle SchoolGrades 6-82.4 mi
5/10
Fox Sr. High SchoolGrades 9-125.1 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Concrete Perimeter
  • Roof: Architectural Shingle
  • Construction materials: Concrete

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: 2nd Floor

Basement

  • Has basement: Yes
  • Basement: Concrete,Full,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Finished area above ground: 2,040

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,040
  • Total interior livable area: 2,040 sqft

Property

Details

  • Parcel number: 025.016.00000071
  • Special condition: Standard

Features

  • Levels: Two

Lot

  • Lot size: 8,712 sqft
  • Features: Cleared,Level

Parking

  • Parking features: Garage - Attached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Heat Wave
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$233$2,796
Property Taxes $266$3,192
Electricity $155$1,869
Total$2,676$32,112
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,748/yr
40% on housing$80,280/yr
45% on housing$71,360/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$196This listing

vs Other Active Listings

Avg $/sqft

ZIP 63026$175
Jefferson County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 63026$194
Jefferson County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-23Price change$400,000
2026-06-19Listed for sale$410,000

For Sale by Agent

AgentRodney Wallner
BrokerageBerkshire Hathaway HomeServices Select Properties

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