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2083 New River Inlet Road #A, North Topsail Beach, NC, 28460

6beds
5baths
2,723sqft
$969,000
$356price/sqft
$5,932/moest. monthly cost
$237,280/yrincome needed

About This Home

Whether you want a killer vacation rental, a second home, or a full-time island escape, it's got the space, the style, & the location to make it happen. And to make life even easier, it already comes furnished and rental bookings are generating income for 2026. Inside, this home has six bedrooms, four and a half baths, and over 2,700 square feet of space to stretch out. The top floor is where the magic happens, with an open-concept living space, coffered ceilings, and a gourmet kitchen with quartz countertops, a massive island, and plenty of fridge space for all your beach snacks & drinks. Step outside onto the decks & soak in the views of the marsh, the ocean, and the New River Inlet, all with that perfect Topsail sea breeze. Top-deck hot tub and pool access give you two great spots to toast the sunset. Pool membership is included for the first year of ownership. The middle & lower levels each have three bedrooms, including a primary suite with an en-suite bath & a walk-in tile shower that feels like a spa. Most bedrooms open directly to ocean or sound-side decks, so you're never far from a peaceful morning coffee spot or an evening drink with a view. An interior elevator makes hauling groceries, luggage, or coolers a breeze, & the enclosed garage gives you plenty of storage for all your beach gear, golf cart, or surfboards. HOA dues are a low $220/month and include landscaping and more! Deeded beach access across the street so you aren't lugging the beach gear a mile down the road to a public access. Stop imagining the view. Call your Realtor and come see it in person.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

10/10
Coastal ElementaryGrades PK-57.8 mi
7/10
Dixon MiddleGrades 6-84.9 mi
4/10
Dixon HighGrades 9-128.3 mi

Construction

Condition

  • Year built: 2025

Materials

  • Foundation: Other,Pilings
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Electric Oven,Built-In Microwave,Washer,Refrigerator,Dryer,Dishwasher,ENERGY STAR Qualified Appliances
  • Laundry features: Laundry Closet

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: First

Bedroom4

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Level: Third

Features

  • High Ceilings,Kitchen Island,Elevator,Ceiling Fan(s),Furnished,Hot Tub,Pantry,Reverse Floor Plan,Walk-in Shower
  • Flooring: LVT/LVP,Tile,Wood
  • Attic: Scuttle

Heating & Cooling

  • Heating features: Electric,Forced Air,Heat Pump,Zoned
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 2,723
  • Total interior livable area: 2,723 sqft

Living Room

  • Level: Third

Master Bedroom

  • Level: First

Master Bedroom

  • Level: Second

Property

Accessibility

  • Accessibility features: Accessible Elevator Installed

Details

  • Parcel number: 7784.2
  • Zoning: MDR
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Pool features: In Ground,See Remarks
  • Patio & porch: Covered,Deck,See Remarks
  • Exterior features: Outdoor Shower
  • Fencing: None
  • Has view: Yes
  • View description: ICW,Marina,Marsh,Ocean,River,See Remarks,Sound,Water
  • Has water view: Yes
  • Water view: Marina,Marsh,Ocean,River,Sound,Water
  • On waterfront: Yes
  • Waterfront features: Pier,Deeded Beach Access,Deeded Water Access,Salt Marsh,Sound Side,Water Access Comm,Marsh Front,Sound Front
  • Frontage type: Marsh Front,Sound Front
  • Living area range: 2600 - 2799

Lot

  • Lot size: 1,306 sqft
  • Features: See Remarks,Deeded Beach Access,Deeded Water Access,Pier,Salt Marsh,Sound Side,Water Access Comm
  • Lot size dimensions: 22*51

Parking

  • Total spaces: 2
  • Parking features: Gravel,On Site,Unpaved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Winter Weather
Lightning
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Onslow County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,899$58,788
Home Insurance *$264$3,168
Property Taxes $516$6,192
Electricity $253$3,043
Total$5,932$71,184
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$203,382/yr
40% on housing$177,960/yr
45% on housing$158,186/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$356This listing

vs Other Active Listings

Avg $/sqft

ZIP 28460$305
Onslow County$207

vs Homes Sold Last Month

Median $/sqft

ZIP 28460$202
Onslow County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-06Listed for sale$969,000
2025-07-01Listing removed$1,000,000
2025-03-14Price change$1,000,000
2024-12-31Listed for sale$977,000

For Sale by Agent

AgentChristina B Asbury
BrokerageColdwell Banker Sea Coast Advantage

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