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16721 SW 278th Street, Homestead, FL, 33031

3beds
2baths
2,512sqft
$659,000
$262price/sqft
$4,587/moest. monthly cost
$183,480/yrincome needed

About This Home

Rare Redlands Farmhouse | Private Estate | No HOA Wake up to cathedral ceilings, warm wood, and a backyard that feels like a private nature preserve — this is Redlands living at its best. A 2,512 sq ft two-story farmhouse on a lush 0.39-acre lot with mature oaks, tropical landscaping, and zero HOA restrictions. The Kitchen & Living Soaring vaulted ceilings anchor a beautifully updated kitchen with freshly painted white cabinetry, brushed brass hardware, LED uplighting, center island with cooktop, and all appliances included. Five impact-rated French doors connect the main living spaces to dual screened lanais wrapping the home front and back — indoor-outdoor living at every turn. The Master Suite Vaulted ceilings, walk-in closet, and a spa-worthy ensuite featuring a soaking tub, gold chandelier, plantation shutters, separate shower, and a double vanity with brushed gold fixtures. The Outdoor Oasis A koi pond with wooden footbridge, young mango, lemon, sugar apple, and fig trees, a 200 sq ft workshop, and a fully fenced backyard built for privacy and lifestyle. Landscaping designed to attract butterflies, hummingbirds, doves, and song birds. The Details That Matter CBS construction · Hurricane shutters on all windows · 5 impact French doors · New downstairs HVAC · New water softener · 1-car garage · Roof certified with documented remaining life · All appliances convey. This property is one of a kind in the Redlands. No comparable listing in this market offers this combination of character, privacy, and upgrades at this price.

Getting Around

12
WalkingCar-Dependent
21
TransitMinimal Transit
28
BikeSomewhat Bikeable

Schools

4/10
Redland Elementary SchoolGrades PK-52.2 mi
5/10
Redland Middle SchoolGrades 6-82.1 mi
3/10
South Dade Senior High SchoolGrades PK,9-120.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1989

Materials

  • Roof: Shingle
  • Construction materials: Block,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Range,Electric Water Heater,Free-Standing Freezer,Freezer,Oven,Refrigerator,Water Softener Owned,Water Softener,Water Heater,Washer
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Inside,Main Level,Lower Level,Laundry Room,Laundry Tub,Sink

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Bathtub,Cathedral Ceiling(s),High Ceilings,Kitchen Island,Pantry,Split Bedrooms,Storage,Soaking Tub,Separate Shower,Upper Level Primary,Vaulted Ceiling(s),Walk-In Closet(s)
  • Door features: French Doors
  • Window features: Blinds,Metal,Single Hung,Shutters
  • Flooring: Carpet,Tile,Vinyl

Heating & Cooling

  • Heating features: None
  • Cooling features: Attic Fan,Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 4,140
  • Total interior livable area: 2,512 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 3069310020530
  • Zoning: 2100
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio,Porch,Screened,Wrap Around
  • Exterior features: Garden,Outdoor Living Area,Porch,Room For Pool
  • Fencing: Chain Link

Lot

  • Lot size: 0.39 Acres
  • Features: Fruit Trees,1/4 to 1/2 Acre Lot,Many Trees

Parking

  • Total spaces: 6
  • Parking features: Concrete,Driveway,Detached,Garage,Garage Door Opener,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Cold Wave
Heat Wave
Inland Flooding
Tsunami

FEMA Declared Disasters in Miami-Dade County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,332$39,984
Home Insurance *$90$1,080
Property Taxes $913$10,956
Electricity $252$3,033
Total$4,587$55,044
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$157,268/yr
40% on housing$137,610/yr
45% on housing$122,320/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$262This listing

vs Other Active Listings

Avg $/sqft

ZIP 33031$647
Miami-Dade County$639

vs Homes Sold Last Month

Median $/sqft

ZIP 33031$443
Miami-Dade County$404

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Price change$659,000
2026-07-10Price change$699,000
2026-06-10Listed for sale$719,000
2026-03-01Listing removed$725,000
2025-12-11Price change$725,000
2025-12-02Price change$750,000
2025-09-19Listed for sale$775,000
2021-11-10Sold$554,000
2021-09-28Contingent$549,000
2021-09-15Listed for sale$549,000
2021-08-13Listing removed--
2021-07-29Price change$569,000
2021-07-22Price change$589,000
2021-07-07Listed for sale$629,000

For Sale by Agent

AgentCamilo De la Cruz Perez
BrokerageHome Sold Realty LLC

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