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4 Mountain Meadows Dr, Morganton, GA, 30560

1beds
1baths
0sqft
$105,000
--price/sqft
$821/moest. monthly cost
$32,840/yrincome needed

About This Home

Lakefront lot at Waterside of Blue Ridge. This RV lot, with a like-new "Cougar by Keystone," provides an ideal location for your mountain getaway at an affordable price. All paved road access and ample RV parking on the paved lot. This waterfront view is just what you have been looking for! A fire pit and camp grill are ready for use on this lot. Located within a gated community, enjoy amenities such as a Community Pool, Playground, Waterfront Clubhouse, Laundry Facility, Wood Fired Pizza Oven, Fire Pits, Stocked Community Lake, Disc Golf & Basketball, Surrounded by the Chattahoochee National Forest, Hot Tub, and community access to the onsite creek, and onsite maintenance. It is a perfect spot for your RV, which can be left on the lot full-time or rented out for extra income when it is not in use. The peaceful and serene Waterside of Blue Ridge is a great place to unwind and go for a stroll with your pets. Fiber internet is available! A true RV destination in the North Georgia Mountains!

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
7/10
5/10
Fannin County High SchoolGrades 9-126.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2017

Materials

  • Roof: Metal
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Microwave,Refrigerator
  • Laundry features: Other

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Master On Main Level
  • Flooring: Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 0

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 0

Kitchen

  • Features: Solid Surface Counters

Property

Details

  • Parcel number: 0045 81C1K

Features

  • Levels: One
  • Stories: 1
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Privileges,Pond

Lot

  • Lot size: 2,613 sqft
  • Features: Level

Parking

  • Parking features: RV/Boat Parking

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Drought
    DroughtRelatively High
  • Landslide
    LandslideRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Tornado
Drought
Landslide
Strong Wind
Hail
Ice Storm
Wildfire

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $530$6,360
Home Insurance *$37$444
Property Taxes $35$420
Electricity $219$2,637
Total$821$9,852
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$28,148/yr
40% on housing$24,630/yr
45% on housing$21,893/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 30560$282
Fannin County$281

vs Homes Sold Last Month

Median $/sqft

ZIP 30560
Fannin County$299

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-11Price change$125,000
2025-12-16Price change$149,900
2025-06-10Price change$149,000
2025-04-30Price change$175,000
2024-12-31Listed for sale$185,000

For Sale by Agent

AgentKristina Hall
BrokerageAnsley RE|Christie's Int'l RE

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