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0 Cherokee Lake Dr, Ringgold, GA, 30736

--beds
--baths
--sqft
$43,500
--price/sqft
$635/moest. monthly cost
$25,400/yrincome needed

About This Home

Residential lot in Catoosa Co. Lot 53 in Cherokee Springs Phase 3. Owner is a licensed real estate agent in the State of GA, license #81556.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

8/10
7/10
Ringgold Middle SchoolGrades 6-81.5 mi
6/10
Ringgold High SchoolGrades 9-121.7 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential Lots/Land,Single Family Residence

Property

Details

  • Parcel number: 0065A053

Features

  • Topography of land: Level-Some

Lot

  • Lot size: 1.08 Acres
  • Features: Wooded-Some,No Improvements,Regular
  • Lot size dimensions: 1.08

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Lightning
Strong Wind
Winter Weather
Drought
Earthquake
Hail
Ice Storm

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $219$2,628
Home Insurance *$175$2,100
Property Taxes $22$264
Electricity $219$2,637
Total$635$7,620
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$21,771/yr
40% on housing$19,050/yr
45% on housing$16,933/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 30736$167
Catoosa County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 30736
Catoosa County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-01-02Listed for sale$43,500

For Sale by Agent

AgentGail Stanley
BrokeragePeach Realty, Inc

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