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20221 SW 318th St, Homestead, FL, 33030

4beds
4baths
3,295sqft
$1,045,000
$317price/sqft
$8,000/moest. monthly cost
$320,000/yrincome needed

About This Home

This fully reimagined 4-bedroom, 4 full-bathroom, and 1 half-bath estate is the result of a thoughtful, top-to-bottom renovation that blends modern architecture with resort-inspired living. Sunlight pours through impact windows and doors, illuminating expansive interiors where every space flows effortlessly into the next. The new designer kitchen anchors the home—an inviting centerpiece for quiet mornings, lively gatherings, and everything in between. Each suite feels like a private sanctuary, with spa-inspired bathrooms that offer calm, comfort, and indulgence. Step outside and the home transforms into a private retreat. A shimmering saltwater pool reflects the sky, framed by a custom-built gazebo and a chef-style outdoor kitchen designed for unforgettable evenings under the stars. Whether hosting celebrations or enjoying moments of solitude, the outdoor spaces feel intentional, elegant, and endlessly inviting. With a new roof, covered carport, and generous space for a boat or RV, this estate balances beauty with freedom offering room not only for luxury, but for lifestyle. This is not simply a home. It’s the setting for the life you’ve imagined.

Getting Around

9
WalkingCar-Dependent
0
TransitNo Nearby Transit
32
BikeSomewhat Bikeable

Schools

3/10
5/10
Homestead Middle SchoolGrades 6-82.2 mi

Construction

Condition

  • Year built: 1975

Materials

  • Roof: Aluminum
  • Construction materials: CBS Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Microwave,Electric Range,Refrigerator
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Kitchen Island,Walk-In Closet(s),Other,Storage
  • Door features: High Impact Doors,French Doors
  • Window features: Blinds,High Impact Windows

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Ceiling Fan(s),Other

Interior Area

  • Total structure area: 4,475
  • Total interior livable area: 3,295 sqft

Property

Details

  • Parcel number: 3078150020460
  • Zoning: 2100

Features

  • Stories: 2
  • Entry location: First Floor Entry
  • Private pool: Yes
  • Pool features: In Ground,Concrete,Pool Only
  • Patio & porch: Open Porch,Patio
  • Exterior features: Barbecue,Built-in Barbecue,Other
  • Fencing: Fenced
  • Has view: Yes
  • View description: None
  • Residential vegetation: Fruit Trees

Lot

  • Lot size: 0.42 Acres
  • Features: Less Than 1/4 Acre Lot

Parking

  • Total spaces: 2
  • Parking features: Covered,Driveway,Other,Rv/Boat Parking
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hurricane
    HurricaneVery High
  • Inland Flooding
    Inland FloodingVery High
  • Drought
    DroughtRelatively High
  • Wildfire
    WildfireRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hurricane
Inland Flooding
Drought
Wildfire
Coastal Flooding
Hail
Heat Wave
Lightning
Tornado

FEMA Declared Disasters in Miami-Dade County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,284$63,408
Home Insurance *$808$9,696
Property Taxes $1,577$18,924
Electricity $331$3,979
Total$8,000$96,000
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$274,285/yr
40% on housing$240,000/yr
45% on housing$213,333/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$317This listing

vs Other Active Listings

Avg $/sqft

ZIP 33030$293
Miami-Dade County$639

vs Homes Sold Last Month

Median $/sqft

ZIP 33030$340
Miami-Dade County$404

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-02Price change$1,075,000
2026-01-06Listed for sale$1,175,000
2018-03-22Sold$300,000
2018-02-21Pending sale$299,900
2018-02-05Price change$299,900
2018-01-09Listed for sale$320,000
2012-11-06Sold$167,000
2012-09-06Listed for sale$175,950

For Sale by Agent

AgentGlafe Ruiz-Sanchez
BrokerageColdwell Banker Realty

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