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1809 Del Mar Dr, Los Banos, CA, 93635

3beds
3baths
1,500sqft
$529,000
$353price/sqft
$4,002/moest. monthly cost
$160,080/yrincome needed

About This Home

This beautiful home is powered by 9 owned solar panels, a solar backup battery, and a ready-to-use Tesla charger. Chefs Dream Kitchen: Outfitted with a premium induction oven and a high-end GE refrigerator with French Doors. Smart & Seamless Living: Fully integrated smart home technology pairs with central heating and cooling for effortless comfort. Pure Water Comfort: Equipped with a premium whole-house water softener. Backyard Retreat: Entertain in style under your custom pergola on a spacious 15x15 stamped concrete patio. Scenic Second-Floor Vistas: Enjoy sweeping hill views directly from the back second-floor windows. Commuters Paradise: Located minutes from Pacheco Pass for a seamless Bay Area commute, plus instant access to local shopping.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

2/10
Creekside Junior HighGrades 7-80.6 mi
4/10
Los Banos High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Laundry features: Upper Floor

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: DiningArea

Family Room

  • Features: KitchenFamilyRoomCombo

Features

  • Flooring: Carpet,Laminate

Heating & Cooling

  • Heating features: Central Forced Air,Solar and Gas
  • Cooling features: Central Air,Whole House Fan

Interior Area

  • Total structure area: 1,500
  • Total interior livable area: 1,500 sqft

Property

Details

  • Parcel number: 430200052
  • Attached to another structure: Yes
  • Zoning: Residential
  • Special condition: Standard

Features

  • Stories: 2

Lot

  • Lot size: 3,712 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Drought
    DroughtModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Drought
Lightning

FEMA Declared Disasters in Merced County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,674$32,088
Home Insurance *$135$1,620
Property Taxes $795$9,540
Electricity $398$4,786
Total$4,002$48,024
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$137,211/yr
40% on housing$120,060/yr
45% on housing$106,720/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$353This listing

vs Other Active Listings

Avg $/sqft

ZIP 93635$251
Merced County$326

vs Homes Sold Last Month

Median $/sqft

ZIP 93635$266
Merced County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$499,000
2026-08-06Price change$520,000
2026-07-27Price change$529,000
2026-07-07Price change$540,000
2026-06-05Listed for sale$550,000
2025-04-16Sold$499,000
2025-03-06Price change$479,490
2025-03-01Price change$498,990
2025-02-13Price change$491,490
2025-02-06Price change$493,990
2025-01-31Price change$498,990
2025-01-17Price change$496,990
2025-01-03Listed for sale$487,490

For Sale by Agent

AgentEsmeralda Cruz
BrokerageRealty One Group Infinity

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