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2316 Larkspur Ln, Kearney, MO, 64060

4beds
3baths
3,300sqft
$625,000
$189price/sqft
$3,948/moest. monthly cost
$157,920/yrincome needed

About This Home

Construction complete! Welcome to the Kirby Reverse built by NTJ Builders LLC. Living here in Dovecott you have the option to join Porters Golf Course and pool for low yearly fees. This floorplan will check off all of your boxes! Four spacious bedrooms with three full bathrooms, open flow from the entry to the kitchen. The great room offers wood floors, fireplace and a ceiling fan. The kitchen has a large island, upgraded appliance package, walk in pantry, wood floors and an entrance to the spacious covered deck. The Owners Suite has a zero-entry shower, double vanity, ceramic floor and a walk-in closet. Walk to the lower level and you will find another large family room for additional entertainment space and walk out to the covered patio. Two more bedrooms with walk in closets and a third large bathroom. Plenty of storage room too! Taxes and sqft to be verified by buyer's agent. The seller will be installing sod and a stone wall in the back yard weather permitting. Private Remarks - Showing Agt Info:

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

10/10
8/10
9/10
Kearney High SchoolGrades 10-120.7 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Roof: Composition
  • Construction materials: Frame,Stone & Frame

Other

  • Builder model: Kirby Reverse
  • Builder name: NTJ BUilders

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Gas Range,Stainless Steel Appliance(s)
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Walk-Out Access

Bathroom2

  • Features: Ceramic Tiles,Shower Over Tub
  • Level: Main

Bathroom3

  • Features: Ceramic Tiles,Shower Over Tub
  • Level: Lower

Bedroom2

  • Features: Carpet
  • Level: Main

Bedroom3

  • Features: Carpet,Walk-In Closet(s)
  • Level: Lower

Bedroom4

  • Features: Carpet
  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Family Room

  • Features: Carpet
  • Level: Lower

Features

  • Ceiling Fan(s),Custom Cabinets,Kitchen Island,Painted Cabinets,Pantry,Walk-In Closet(s)
  • Window features: Thermal Windows
  • Flooring: Carpet,Ceramic Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Electric,Great Room
  • Fireplace: Yes
  • Finished area below ground: 1,520
  • Finished area above ground: 1,780

Great Room

  • Features: Ceiling Fan(s),Fireplace,Wood Floor
  • Level: Main

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 3,300
  • Total interior livable area: 3,300 sqft

Kitchen

  • Features: Kitchen Island,Pantry,Quartz Counter,Wood Floor
  • Level: Main

Laundry

  • Level: Main

Master Bathroom

  • Features: Ceramic Tiles,Double Vanity,Shower Only
  • Level: Main

Master Bedroom

  • Features: Carpet,Ceiling Fan(s),Walk-In Closet(s)
  • Level: Main

Property

Details

  • Parcel number: 113100004013.00

Features

  • Patio & porch: Patio,Porch

Lot

  • Features: Acreage,City Lot
  • Lot size dimensions: 77 x

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Inland Flooding
Tornado
Ice Storm
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,160$37,920
Home Insurance *$394$4,728
Property Taxes $143$1,716
Electricity $251$3,023
Total$3,948$47,376
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$135,360/yr
40% on housing$118,440/yr
45% on housing$105,280/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$189This listing

vs Other Active Listings

Avg $/sqft

ZIP 64060$222
Clay County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 64060$188
Clay County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-21Listed for sale$650,000
2026-03-21Listing removed$600,000
2025-10-11Price change$600,000
2025-10-04Price change$620,000
2025-05-26Listed for sale$628,500

New Construction

AgentLinda Clemons
BrokerageRE/MAX Innovations

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