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3430 NW 21st Dr #D2, Gainesville, FL, 32605

2beds
2baths
962sqft
$139,900
$145price/sqft
$1,132/moest. monthly cost
$45,280/yrincome needed

About This Home

Beautifully updated 2-bedroom, 2-bath condo located in the highly sought-after Palmetto Villas community, where units are rarely available. This spacious unit features ceramic tile flooring in the main living areas and bathrooms, brand new luxury vinyl plank flooring in both bedrooms, and no carpet throughout for easy maintenance. The interior has been freshly painted, offering a bright and modern feel. The open living and dining area provides a functional layout, while the generously sized bedrooms offer comfort and flexibility. Enjoy the private porch overlooking a peaceful common area—perfect for relaxing. Additional features include an exterior storage room with washer and dryer, two assigned parking spaces, and a new AC unit installed in 2022. Centrally located in Gainesville, just minutes from UF, Santa Fe College, Shands Hospital, shopping, dining, Publix, and downtown. An excellent opportunity for investors! Fully leased until 7/31/27

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

7/10
3/10
Westwood Middle SchoolGrades 6-81.7 mi
6/10
Gainesville High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1981

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Stucco,Wood Frame

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Exhaust Fan,Range,Range Hood,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup,Laundry Room,Same Floor As Condo Unit,Washer Hookup

Bedroom2

  • Features: En Suite Bathroom,Exhaust Fan,Single Vanity,Tub With Shower,Built-in Closet
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Living Room/Dining Room Combo,Primary Bedroom Main Floor,Thermostat
  • Door features: Sliding Doors
  • Window features: Blinds,Window Treatments
  • Flooring: Ceramic Tile,Luxury Vinyl

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 962
  • Total interior livable area: 962 sqft

Kitchen

  • Features: Pantry
  • Level: First

Primary Bedroom

  • Features: Built-in Closet
  • Level: First

Property

Details

  • Parcel number: 08992032020
  • Zoning: X
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Rear Porch
  • Exterior features: Sidewalk,Storage
  • Residential vegetation: Trees/Landscaped

Lot

  • Features: City Lot,Landscaped,Level,Near Public Transit,Street Dead-End

Parking

  • Parking features: Assigned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hurricane
Lightning
Heat Wave
Strong Wind
Tornado

FEMA Declared Disasters in Alachua County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $707$8,484
Home Insurance *$113$1,356
Property Taxes $115$1,380
Electricity $197$2,366
Total$1,132$13,584
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,811/yr
40% on housing$33,960/yr
45% on housing$30,186/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.2%
16.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$145This listing

vs Other Active Listings

Avg $/sqft

ZIP 32605$169
Alachua County$186

vs Homes Sold Last Month

Median $/sqft

ZIP 32605$191
Alachua County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-03Listed for sale$145,000
2025-08-18Listing removed$158,000
2025-04-29Listing removed$1,375
2025-03-26Listed for rent$1,375
2025-03-11Listing removed$1,375
2025-02-07Listed for rent$1,375
2025-01-06Listed for sale$158,000

For Sale by Agent

AgentDawn Johnson
BrokerageFIRST CHOICE REALTY OF NORTH FLORIDA LLC

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