




3430 NW 21st Dr #D2, Gainesville, FL, 32605
About This Home
Beautifully updated 2-bedroom, 2-bath condo located in the highly sought-after Palmetto Villas community, where units are rarely available. This spacious unit features ceramic tile flooring in the main living areas and bathrooms, brand new luxury vinyl plank flooring in both bedrooms, and no carpet throughout for easy maintenance. The interior has been freshly painted, offering a bright and modern feel. The open living and dining area provides a functional layout, while the generously sized bedrooms offer comfort and flexibility. Enjoy the private porch overlooking a peaceful common area—perfect for relaxing. Additional features include an exterior storage room with washer and dryer, two assigned parking spaces, and a new AC unit installed in 2022. Centrally located in Gainesville, just minutes from UF, Santa Fe College, Shands Hospital, shopping, dining, Publix, and downtown. An excellent opportunity for investors! Fully leased until 7/31/27
Getting Around
Schools
Construction
Condition
- Year built: 1981
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Stucco,Wood Frame
Type & Style
- Home type: Condo
- Property subType: Condominium
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Exhaust Fan,Range,Range Hood,Refrigerator,Washer
- Laundry features: Electric Dryer Hookup,Laundry Room,Same Floor As Condo Unit,Washer Hookup
Bedroom2
- Features: En Suite Bathroom,Exhaust Fan,Single Vanity,Tub With Shower,Built-in Closet
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Ceiling Fan(s),Living Room/Dining Room Combo,Primary Bedroom Main Floor,Thermostat
- Door features: Sliding Doors
- Window features: Blinds,Window Treatments
- Flooring: Ceramic Tile,Luxury Vinyl
Great Room
- Level: First
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 962
- Total interior livable area: 962 sqft
Kitchen
- Features: Pantry
- Level: First
Primary Bedroom
- Features: Built-in Closet
- Level: First
Property
Details
- Parcel number: 08992032020
- Zoning: X
- Special condition: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Rear Porch
- Exterior features: Sidewalk,Storage
- Residential vegetation: Trees/Landscaped
Lot
- Features: City Lot,Landscaped,Level,Near Public Transit,Street Dead-End
Parking
- Parking features: Assigned
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Heat Wave
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Alachua County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $707 | $8,484 |
| Home Insurance * | $113 | $1,356 |
| Property Taxes | $115 | $1,380 |
| Electricity | $197 | $2,366 |
| Total | $1,132 | $13,584 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-03 | Listed for sale | $145,000 |
| 2025-08-18 | Listing removed | $158,000 |
| 2025-04-29 | Listing removed | $1,375 |
| 2025-03-26 | Listed for rent | $1,375 |
| 2025-03-11 | Listing removed | $1,375 |
| 2025-02-07 | Listed for rent | $1,375 |
| 2025-01-06 | Listed for sale | $158,000 |
For Sale by Agent
