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17891 River Rd, Summerdale, AL, 36580

2beds
3baths
918sqft
$689,900
$752price/sqft
$4,485/moest. monthly cost
$179,400/yrincome needed

About This Home

***FULLY FURNISHED - MOVE-IN READY RIVER RETREAT!*** Over 1.2 acres! New real stone exterior! Whether you are looking for a place to retreat to on weekends & holidays or to live full time, make sure you see this beautiful serene property! Plush with lovely trees, bushes, green grass, 2 new docks & boardwalk. Located on Polecat Creek, you’ll only be a short boat ride into popular Fish River! Outside there is a large 24 x 20 gazebo that would be perfect for entertaining, a huge 55 x 24 barn with new metal roof that has new concrete, electricity, and FIVE bays. More storage and parking under the house, a working covered boat lift, RV parking with electrical, and a small bldg. that has a drop-down window for serving! The owners have made this property into such a peaceful, beautiful home with everything in the home being completely remodeled in the last 2 1/2 years. Licensed contractors were hired to beautify and upgrade the interior and many things on the exterior too including a new metal roof! The kitchen boasts some of the most stunning granite I’ve ever seen, along with white cabinetry, new electrical and plumbing, & stainless-steel appliances. Fresh paint, new LVP flooring throughout, shiplap installed in all the rooms except the laundry room, all new high impact windows & sliding glass door, new wood ceilings in the living room & primary bedroom, completely new and/or renovated bathrooms, and a large laundry were all renovated and or added. There is also a newly renovated bathroom downstairs. This large room right off downstairs front porch (where bathroom was renovated has also been partially remodeled with new walls and granite countertops. The owners were going to turn this into a great hangout room. The outdoor kitchen is right outside this great space. You would just need to address the garage doors, add a split unit, and stain the concrete floors. Right off this room is another large space with a split unit. Could be used as a garage, workshop or for storage. Hurry over today and make this property your Home Sweet Home! Buyer to verify lot dimensions and property details to their satisfaction.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

5/10
Silverhill SchoolGrades PK-64.8 mi
8/10
8/10
Robertsdale High SchoolGrades 9-126.7 mi

Construction

Condition

  • Year built: 1977

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Frame,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence,Residential,Cabin

Interior

Appliances

  • Appliances included: Electric Water Heater,Gas Range,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Double Vanity
  • Flooring: Vinyl
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 918
  • Total interior livable area: 918 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 4709320000024000

Features

  • Levels: One
  • Pool features: None
  • Patio & porch: Covered,Front Porch
  • Exterior features: Gas Grill,Private Yard,Storage
  • Spa features: None
  • Fencing: None
  • Has view: Yes
  • View description: Rural,Trees/Woods,Water
  • Has water view: Yes
  • Water view: Water
  • Waterfront features: Creek

Lot

  • Lot size: 1.14 Acres
  • Features: Borders US/State Park,Creek On Lot,Front Yard,Landscaped,Private
  • Lot size dimensions: 330 x 150

Parking

  • Total spaces: 8
  • Parking features: Carport,Garage
  • Has garage: Yes
  • Attached garage spaces: 7
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Cold Wave
Drought
Heat Wave
Inland Flooding
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,488$41,856
Home Insurance *$591$7,092
Property Taxes $166$1,992
Electricity $240$2,881
Total$4,485$53,820
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$153,771/yr
40% on housing$134,550/yr
45% on housing$119,600/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.7%
5.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$752This listing

vs Other Active Listings

Avg $/sqft

ZIP 36580$146
Baldwin County$239

vs Homes Sold Last Month

Median $/sqft

ZIP 36580$166
Baldwin County$189

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$679,900
2026-07-01Listed for sale$689,900
2024-01-23Sold$300,000
2023-10-14Listed for sale$350,000

For Sale by Agent

AgentRosemary Williams
BrokerageCooper & Co Inc. - Cooper

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