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49 Owen Ct, Somerset, NJ, 08873

3beds
3baths
2,016sqft
$735,000
$365price/sqft
$5,232/moest. monthly cost
$209,280/yrincome needed

About This Home

Discover modern comfort in this lovely 2024 built home with3-bedroom, 2.5-bath home offers a seamless blend of modern design, comfort, and upscale finishes. Step inside to an inviting open-concept layout where thespacious living room flows effortlessly into the dining area and a gourmet kitchen featuring upgraded cabinetry, quartz countertops, a cooktop, and a large island overlooking the dinette and great room perfect for entertaining. The main level is enhanced with luxury vinyl plank flooring and extends to a spacious Trex deck, ideal for outdoor living. Upstairs, you'll find three generously sized bedrooms, including a luxurious owner's suite with high ceilings, a custom closet system, and a private bath with dual vanities. Recessed lighting brightens every room throughout the home. Additional highlights include two well-sized secondary bedrooms and a convenient upstairs laundry room complete with a brand-new washer, dryer, and utility sink. Ideally located in the heart of the city, this home offers easy access to shopping, dining, major highways, and convenient commuting options to NYC via train or bus bringing everything you need right to your doorstep.

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

4/10
Franklin Middle SchoolGrades 6-83.3 mi
3/10
Franklin Twp High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 2024

Materials

  • Roof: Asphalt

Type & Style

  • Home type: Townhouse
  • Architectural style: Townhouse, Two Story
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Range/Oven,Microwave,Refrigerator,Range,Washer,Kitchen Exhaust Fan,Electric Water Heater

Basement

  • Area: 0

Bathroom

  • Features: Stall Shower, Two Sinks

Bedroom2

  • Area: 165

Bedroom3

  • Area: 154

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Living Dining Combo
  • Area: 135

Family Room

  • Area: 195

Features

  • Kitchen,Bath Half,Living Room,Dining Room,Family Room,Utility Room,Entrance Foyer,3 Bedrooms,Laundry Room,Attic,Bath Full,Bath Main
  • Flooring: Carpet,Laminate

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,016
  • Total interior livable area: 2,016 sqft

Kitchen

  • Features: Kitchen Exhaust Fan, Kitchen Island, Eat-in Kitchen
  • Area: 154

Living Room

  • Area: 143

Master Bedroom

  • Features: 1st Floor, Two Sinks, Full Bath, Walk-In Closet(s)
  • Level: First
  • Area: 255

Property

Details

  • Parcel number: 1808468.0934.32

Features

  • Levels: Two
  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Deck

Lot

  • Features: Interior Lot
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 1
  • Parking features: 1 Car Width,Asphalt,Garage,Attached,Built-In Garage,Detached,On Site
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Strong Wind
Winter Weather
Cold Wave
Earthquake
Heat Wave
Lightning
Tornado

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,716$44,592
Home Insurance *$224$2,688
Property Taxes $1,070$12,840
Electricity $222$2,666
Total$5,232$62,784
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$179,382/yr
40% on housing$156,960/yr
45% on housing$139,520/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$365This listing

vs Other Active Listings

Avg $/sqft

ZIP 08873$346
Somerset County$343

vs Homes Sold Last Month

Median $/sqft

ZIP 08873$323
Somerset County$348

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-10Listed for sale$745,000
2024-10-25Sold$619,990

For Sale by Agent

AgentPRIYA BAID
BrokeragePROMINENT PROPERTIES SOTHEBY'S

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