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4128 Buttermilk Rd, Lexington, KY, 40509

5beds
3baths
2,548sqft
$585,000
$230price/sqft
$3,779/moest. monthly cost
$151,160/yrincome needed

About This Home

Now under construction in The Home Place subdivision, "The Shannon" floor plan by Artique Custom Homes—bringing over 44 years of craftsmanship to Central Kentucky—offers a beautifully designed two-story home with flexible living spaces and quality finishes throughout. Drywall is complete, tile work is underway, and cabinetry is being delivered, with an estimated completion in Summer 2026. This 5-bedroom, 3 full bathroom home features a welcoming entry that opens into a spacious family room with a gas starter fireplace, creating a comfortable setting for everyday living. The open-concept design flows seamlessly into a well-appointed kitchen with a large breakfast bar, dining area, included appliances, Delta faucets throughout, and thoughtful details that balance style and function. Just off the dining space, a light-filled sunroom provides additional versatility for relaxing, working, or entertaining and leads to the rear patio. The main level includes a guest suite with a full bathroom—ideal for multi-generational living or hosting visitors—along with a practical drop zone off the two-car garage for everyday organization. Upstairs, a generous loft offers additional living space alongside three secondary bedrooms and a full bath. The primary suite serves as a private retreat with dual closets and a luxurious ensuite featuring a double vanity, standalone bathtub, and oversized shower. Additional highlights include 9-foot ceilings, a 13 SEER heat pump, and the attention to detail expected from a seasoned local builder. Situated near the Brighton Rail Trail, Deer Haven Park, and the Hamburg area, this location offers convenient access to outdoor recreation, shopping, dining, and daily essentials. The home is also zoned for Athens-Chilesburg Elementary, Mary E. Britton Middle, and Frederick Douglass High School. The Home Place community provides a setting that blends accessibility, neighborhood charm, and a lifestyle centered around connection and convenience.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

7/10
7/10

Construction

Condition

  • Property condition: New Construction
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick Veneer,Vinyl Siding

Other

  • Builder model: The Shannon

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Gas Range,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,Washer Hookup,Upper Level

Bathroom1

  • Level: First

Bathroom2

  • Level: Second

Bedroom1

  • Level: First

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Bonus Room

  • Level: First

Bonus Room

  • Level: Second

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Breakfast Bar,Entrance Foyer,Eat-in Kitchen,Walk-In Closet(s),Ceiling Fan(s)
  • Window features: Insulated Windows,Screens
  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,548

Foyer

  • Level: First

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Electric,Heat Pump

Interior Area

  • Total structure area: 2,548
  • Total interior livable area: 2,548 sqft

Kitchen

  • Level: First

Master Bathroom

  • Level: Second

Master Bedroom

  • Level: Second

Utility Room

  • Level: Second

Property

Details

  • Parcel number: 38307410

Features

  • Levels: Two
  • Fencing: None
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 4,748 sqft
  • Features: Landscaped

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Driveway,Off Street,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,958$35,496
Home Insurance *$211$2,532
Property Taxes $409$4,908
Electricity $201$2,414
Total$3,779$45,348
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$129,565/yr
40% on housing$113,370/yr
45% on housing$100,773/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$230This listing

vs Other Active Listings

Avg $/sqft

ZIP 40509$193
Fayette County$245

vs Homes Sold Last Month

Median $/sqft

ZIP 40509$195
Fayette County$186

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-09Listed for sale$585,000
2025-07-18Listing removed$592,000
2025-01-07Listed for sale$592,000

For Sale by Agent

AgentSheridan A Sims
BrokerageKeller Williams Commonwealth

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