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19 S Harbor Dr, Vero Beach, FL, 32960

3beds
2baths
1,200sqft
$119,000
$99price/sqft
$919/moest. monthly cost
$36,760/yrincome needed

About This Home

Explore this Waterfront Property in a 55 plus community, Bring the water toys, there's plenty of room. Only 2 miles from the beach you can easily start your day with a sunrise walk on the beach and be back in time to play pickle ball right in the community. Then walk out your door to the dock and onto the boat to enjoy a wonderful boat ride on the intercostal. This home has 3 bedrooms ... one currently being used as a craft area but can easily be a bedroom or office. The other 2 bedrooms are large enough to have king-size beds with plenty of extra room. One of the bedrooms has a large walk-in closet big enough to put a queen size bed in for extra sleeping space. End your day by relaxing in the outdoor seating area. Enjoy watching the manatees and dolphins play. The community is a haven for active adults offering a range of resort-style amenities including a clubhouse, heated pool, dock and fishing pier, boat launch, pickleball courts, and a micro-golf course ensure that residents have ample opportunities for recreation and social engagement. Come by today or call to schedule Your Showing! Fairlane Harbor is a unique 55 Active resort style community and the monthly fee package includes Land Lease, Lawn mowing, Edging and Trimming, Fiber Optic Internet, and Use of Resort Style Amenities for $2,225. In addition, The Fairlane Harbor Ownership group contributes a generous yearly amount to the community's Social Fund to promote an active lifestyle and social events. Call today for your showing!

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

7/10
7/10
Gifford Middle SchoolGrades 6-84.0 mi
5/10
Vero Beach High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1973

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Refrigerator,Microwave,Oven,Washer,Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Vinyl
  • Finished area above ground: 1,200

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: Central

Interior Area

  • Total structure area: 1,200
  • Total interior livable area: 1,200 sqft

Property

Details

  • On leased land: Yes
  • Lease amount: 2225

Features

  • Patio & porch: Patio,Covered Porch,Enclosed Porch
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • Frontage length: 0

Parking

  • Parking features: Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Indian River County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $601$7,212
Home Insurance *$51$612
Property Taxes $70$840
Electricity $197$2,366
Total$919$11,028
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$31,508/yr
40% on housing$27,570/yr
45% on housing$24,506/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$99This listing

vs Other Active Listings

Avg $/sqft

ZIP 32960$172
Indian River County$317

vs Homes Sold Last Month

Median $/sqft

ZIP 32960$242
Indian River County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-20Price change$119,000
2026-02-11Price change$129,500
2025-12-24Price change$132,000
2025-12-05Price change$147,000
2025-09-30Listed for sale$152,000
2025-07-28Listing removed$152,000
2025-03-18Price change$152,000
2025-01-31Listed for sale$167,500
2025-01-30Listing removed--
2025-01-07Listed for sale$177,000

For Sale by Agent

AgentTodd Newby
BrokerageNEWBY REALTY INC

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