9514 E Brainerd Rd, Chattanooga, TN, 37421
About This Home
This property offers a fantastic opportunity to start or relocate your business. Previously used as a residence with a business operating in the front section, it is zoned for commercial use—opening the door to a wide range of possibilities. The existing structure features 2 bedrooms, 1 bathroom, a living room, and a kitchen (note: appliances are not included). Explore the potential this space offers and see if it could be the right fit for your needs. Buyer to verify all information deemed important.
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1930
Materials
- Foundation: Stone
- Construction materials: Other
Type & Style
- Home type: SingleFamily
- Property subType: Mixed Use
Interior
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Cooling
- Cooling features: None
Features
- Fireplace: Yes
- Finished area above ground: 1,504
Interior Area
- Total structure area: 1,504
- Total interior livable area: 1,504 sqft
Property
Details
- Parcel number: 172 029.05
Features
- Stories: 1
- Exterior features: None
Lot
- Lot size: 0.84 Acres
- Lot size dimensions: 182.36 x 250.24
Parking
- Parking features: Off Street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,896 | $22,752 |
| Home Insurance | $174 | $2,088 |
| Property Taxes | $193 | $2,316 |
| Electricity | $175 | $2,103 |
| Total | $2,438 | $29,256 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2025-08-15 | Price change | $375,000 |
| 2025-07-30 | Listed for sale | $399,000 |
| 2025-07-01 | Listing removed | $400,000 |
| 2025-02-02 | Price change | $400,000 |
| 2025-01-28 | Price change | $450,000 |
| 2025-01-07 | Listed for sale | $490,000 |
View on Zillow