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1212 Canfield Cir SE, Palm Bay, FL, 32909

5beds
3baths
2,079sqft
$399,900
$192price/sqft
$3,041/moest. monthly cost
$121,640/yrincome needed

About This Home

Welcome to 1212 Canfield Circle SE, located in the highly sought-after Gardens at Waterstone community! Built in 2023, this beautifully maintained 5-bedroom, 2.5-bath home offers over 2,000 square feet of thoughtfully designed living space, combining modern finishes with a functional floor plan that's perfect for today's lifestyle. Step inside to an inviting open-concept layout featuring elegant porcelain tile flooring throughout the main living areas, creating a sophisticated look that's both stylish and easy to maintain. The gourmet kitchen is the heart of the home, showcasing stainless steel appliances, abundant cabinetry, a spacious center island with seating, and seamless flow into the dining and family room--ideal for entertaining or everyday living. pstairs, you'll find all five generously sized bedrooms, including a spacious primary suite featuring a large walk-in closet and an en-suite bathroom with dual vanities and an oversized walk-in shower. The additional bedrooms provide flexibility for family, guests, a home office, or hobby space. Enjoy Florida living year-round from the covered, screened lanai overlooking a peaceful backyard with no direct rear neighbors, offering added privacy and tranquil views. Whether you're enjoying your morning coffee or hosting weekend barbecues, this outdoor space is sure to become a favorite. Additional features include a two-car garage, energy-efficient 2023 construction, low quarterly HOA fees, and access to community amenities including a resort-style pool, playground, and barbecue area. Conveniently located near shopping, dining, schools, and major roadways, this home offers easy access to everything Palm Bay has to offer. Don't miss your opportunity to own this move-in-ready home that combines space, comfort, and modern convenience. Schedule your private showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
Sunrise Elementary SchoolGrades PK-60.7 mi
3/10
Southwest Middle SchoolGrades 7-85.7 mi
3/10
Bayside High SchoolGrades 9-123.7 mi

Construction

Condition

  • Year built: 2023

Materials

  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,Gas Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Kitchen Island,Open Floorplan,Primary Bathroom - Shower No Tub,Primary Downstairs,Split Bedrooms,Walk-In Closet(s)
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Electric

Interior Area

  • Total interior livable area: 2,079 sqft

Property

Details

  • Parcel number: 303704Yg00000.00054.00
  • Zoning description: Residential
  • Special condition: Auction,Short Sale

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 4,791 sqft
  • Features: Cleared

Parking

  • Total spaces: 2
  • Parking features: Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Wildfire
    WildfireRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Strong Wind
Wildfire
Cold Wave
Drought
Tornado
Tsunami

FEMA Declared Disasters in Brevard County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$309$3,708
Property Taxes $501$6,012
Electricity $209$2,510
Total$3,041$36,492
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,262/yr
40% on housing$91,230/yr
45% on housing$81,093/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$192This listing

vs Other Active Listings

Avg $/sqft

ZIP 32909$181
Brevard County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 32909$188
Brevard County$209

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale--
2025-09-24Listing removed$425,000
2025-05-30Listed for sale$425,000
2023-12-14Sold$404,900

Unknown Listed By

AgentDavid W. Hartigan LLC
BrokerageJason Mitchell Real Estate FL

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